How much do lenders finance for a Hammer & Nails Grooming For Guys franchise?

The median SBA loan approved for a Hammer & Nails Grooming For Guys franchise is $495,000, with the middle 80% of loans between $40,000 and $900,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance Hammer & Nails Grooming For Guys franchises?

By dollars approved, the most active SBA lenders for Hammer & Nails Grooming For Guys have been The Huntington National Bank, Citizens Bank, Bank of Clarke, Readycap Lending, LLC. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are Hammer & Nails Grooming For Guys SBA loans?

The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a Hammer & Nails Grooming For Guys franchise

SBA lenders have approved 57 loans against the Hammer & Nails Grooming For Guys brand since FY2010, totalling $26.6M. The median approval was $495,000. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#399

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$495,000

Typical range

$40K-$900K

Middle 80% of loans

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed Hammer & Nails Grooming For Guys

Lender	Loans	Approved
The Huntington National Bank	29	$10.7M
Citizens Bank	5	$3.4M
Bank of Clarke	2	$1.9M
Readycap Lending, LLC	1	$1.2M
First Bank of the Lake	1	$946K
Wells Fargo Bank	2	$720K
Meridian Bank	1	$719K
Gulf Coast Bank and Trust Company	1	$714K

Geography

Where Hammer & Nails Grooming For Guys units were financed

State	Loans	Share
Ohio	18
California	7
Georgia	4
Texas	4
Connecticut	4
Illinois	3
Nevada	2
District of Columbia	2

Approvals by fiscal year

’17

’18

’19

’20

’21

’22

’23

’24

’25

’26

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
12%
$50K - $150K
12%
$150K - $350K
11%
$350K - $1M
61%
$1M - $2M
4%

Financing a Hammer & Nails Grooming For Guys: common questions

How much do lenders finance for a Hammer & Nails Grooming For Guys franchise?: The median SBA loan approved for a Hammer & Nails Grooming For Guys franchise is $495,000, with the middle 80% of loans between $40,000 and $900,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance Hammer & Nails Grooming For Guys franchises?: By dollars approved, the most active SBA lenders for Hammer & Nails Grooming For Guys have been The Huntington National Bank, Citizens Bank, Bank of Clarke, Readycap Lending, LLC. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are Hammer & Nails Grooming For Guys SBA loans?: The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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