How much do lenders finance for a Hello Sugar, Brazilian Wax and Sugar Salon franchise?

The median SBA loan approved for a Hello Sugar, Brazilian Wax and Sugar Salon franchise is $315,000, with the middle 80% of loans between $150,000 and $583,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance Hello Sugar, Brazilian Wax and Sugar Salon franchises?

By dollars approved, the most active SBA lenders for Hello Sugar, Brazilian Wax and Sugar Salon have been Alerus Financial, Live Oak Banking Company, Bankwell Bank, The Huntington National Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are Hello Sugar, Brazilian Wax and Sugar Salon SBA loans?

The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a Hello Sugar, Brazilian Wax and Sugar Salon franchise

SBA lenders have approved 25 loans against the Hello Sugar, Brazilian Wax and Sugar Salon brand since FY2010, totalling $8.2M. The median approval was $315,000. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#850

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$315,000

Typical range

$150K-$583K

Middle 80% of loans

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed Hello Sugar, Brazilian Wax and Sugar Salon

Lender	Loans	Approved
Alerus Financial	10	$4.1M
Live Oak Banking Company	4	$1.1M
Bankwell Bank	1	$675K
The Huntington National Bank	2	$533K
Manufacturers and Traders Trust Company	3	$400K
Bank of Utah	1	$386K
First Commonwealth Bank	2	$378K
Washington Trust Bank	1	$351K

Geography

Where Hello Sugar, Brazilian Wax and Sugar Salon units were financed

State	Loans	Share
Arizona	5
Virginia	4
Utah	4
Texas	2
Idaho	1
Tennessee	1
New Jersey	1
Colorado	1

Approvals by fiscal year

’23

’24

’25

’26

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

$50K - $150K
8%
$150K - $350K
52%
$350K - $1M
40%

Financing a Hello Sugar, Brazilian Wax and Sugar Salon: common questions

How much do lenders finance for a Hello Sugar, Brazilian Wax and Sugar Salon franchise?: The median SBA loan approved for a Hello Sugar, Brazilian Wax and Sugar Salon franchise is $315,000, with the middle 80% of loans between $150,000 and $583,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance Hello Sugar, Brazilian Wax and Sugar Salon franchises?: By dollars approved, the most active SBA lenders for Hello Sugar, Brazilian Wax and Sugar Salon have been Alerus Financial, Live Oak Banking Company, Bankwell Bank, The Huntington National Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are Hello Sugar, Brazilian Wax and Sugar Salon SBA loans?: The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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