How much do lenders finance for a Johnstone Supply, Inc. franchise?

The median SBA loan approved for a Johnstone Supply, Inc. franchise is $951,000, with the middle 80% of loans between $346,000 and $2,838,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance Johnstone Supply, Inc. franchises?

By dollars approved, the most active SBA lenders for Johnstone Supply, Inc. have been Bank of San Francisco, WBD, Inc., California Statewide Certified Development Corporation, Small Business Growth Corporation. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are Johnstone Supply, Inc. SBA loans?

The median term is 22.5 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a Johnstone Supply, Inc. franchise

SBA lenders have approved 12 loans against the Johnstone Supply, Inc. brand since FY2010, totalling $16.6M. The median approval was $951,000. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#1361

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$951,000

Typical range

$346K-$2.8M

Middle 80% of loans

Median term

22.5 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed Johnstone Supply, Inc.

Lender	Loans	Approved
Bank of San Francisco	1	$5.0M
WBD, Inc.	3	$3.6M
California Statewide Certified Development Corporation	1	$2.8M
Small Business Growth Corporation	2	$2.2M
New England Certified Development Corporation	1	$991K
South Dakota Development Corporation	1	$959K
Oakland County Business Finance Corporation	2	$572K
Alloy Development Co., Inc.	1	$494K

Geography

Where Johnstone Supply, Inc. units were financed

State	Loans	Share
Michigan	2
Minnesota	2
California	2
Illinois	2
Ohio	1
South Dakota	1
Massachusetts	1
Wisconsin	1

Approvals by fiscal year

’10

’15

’16

’19

’20

’21

’23

’24

’25

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

$150K - $350K
17%
$350K - $1M
50%
$1M - $2M
8%
Over $2M
25%

Financing a Johnstone Supply, Inc.: common questions

How much do lenders finance for a Johnstone Supply, Inc. franchise?: The median SBA loan approved for a Johnstone Supply, Inc. franchise is $951,000, with the middle 80% of loans between $346,000 and $2,838,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance Johnstone Supply, Inc. franchises?: By dollars approved, the most active SBA lenders for Johnstone Supply, Inc. have been Bank of San Francisco, WBD, Inc., California Statewide Certified Development Corporation, Small Business Growth Corporation. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are Johnstone Supply, Inc. SBA loans?: The median term is 22.5 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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