How much do lenders finance for a Kitchen Guard Services franchise?

The median SBA loan approved for a Kitchen Guard Services franchise is $329,400, with the middle 80% of loans between $50,000 and $425,800. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance Kitchen Guard Services franchises?

By dollars approved, the most active SBA lenders for Kitchen Guard Services have been The Huntington National Bank, First Bank of the Lake, Midwest BankCentre, PNC Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are Kitchen Guard Services SBA loans?

The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a Kitchen Guard Services franchise

SBA lenders have approved 18 loans against the Kitchen Guard Services brand since FY2010, totalling $5.2M. The median approval was $329,400. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#1059

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$329,400

Typical range

$50K-$426K

Middle 80% of loans

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed Kitchen Guard Services

Lender	Loans	Approved
The Huntington National Bank	8	$1.6M
First Bank of the Lake	3	$1.1M
Midwest BankCentre	1	$529K
PNC Bank	2	$450K
Celtic Bank Corporation	1	$414K
Citizens Bank	1	$411K
First Command Bank	1	$350K
CDC Small Business Finance Corp.	1	$350K

Geography

Where Kitchen Guard Services units were financed

State	Loans	Share
Tennessee	3
Florida	3
Illinois	2
Texas	2
South Carolina	2
Utah	1
Missouri	1
Arizona	1

Approvals by fiscal year

’25

’26

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

$50K - $150K
28%
$150K - $350K
22%
$350K - $1M
50%

Financing a Kitchen Guard Services: common questions

How much do lenders finance for a Kitchen Guard Services franchise?: The median SBA loan approved for a Kitchen Guard Services franchise is $329,400, with the middle 80% of loans between $50,000 and $425,800. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance Kitchen Guard Services franchises?: By dollars approved, the most active SBA lenders for Kitchen Guard Services have been The Huntington National Bank, First Bank of the Lake, Midwest BankCentre, PNC Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are Kitchen Guard Services SBA loans?: The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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