How much do lenders finance for a Montessori Kids Universe franchise?

The median SBA loan approved for a Montessori Kids Universe franchise is $387,000, with the middle 80% of loans between $150,000 and $1,340,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance Montessori Kids Universe franchises?

By dollars approved, the most active SBA lenders for Montessori Kids Universe have been T Bank, LiftFund, Inc., Byline Bank, Pinnacle Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are Montessori Kids Universe SBA loans?

The median term is 10.3 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a Montessori Kids Universe franchise

SBA lenders have approved 42 loans against the Montessori Kids Universe brand since FY2010, totalling $30.6M. The median approval was $387,000. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#540

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$387,000

Typical range

$150K-$1.3M

Middle 80% of loans

Median term

10.3 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed Montessori Kids Universe

Lender	Loans	Approved
T Bank	3	$5.3M
LiftFund, Inc.	2	$4.1M
Byline Bank	3	$3.4M
Pinnacle Bank	2	$1.7M
Alloy Development Co., Inc.	2	$1.5M
Midwest Regional Bank	2	$1.4M
Premier Capital Corporation	1	$1.3M
Southern Development Council	1	$1.3M

Geography

Where Montessori Kids Universe units were financed

State	Loans	Share
Texas	14
Ohio	6
Virginia	6
Alabama	4
Massachusetts	3
Kentucky	2
New Jersey	2
North Carolina	2

Approvals by fiscal year

’16

’17

’18

’19

’20

’21

’22

’23

’24

’25

’26

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
2%
$50K - $150K
7%
$150K - $350K
33%
$350K - $1M
33%
$1M - $2M
19%
Over $2M
5%

Financing a Montessori Kids Universe: common questions

How much do lenders finance for a Montessori Kids Universe franchise?: The median SBA loan approved for a Montessori Kids Universe franchise is $387,000, with the middle 80% of loans between $150,000 and $1,340,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance Montessori Kids Universe franchises?: By dollars approved, the most active SBA lenders for Montessori Kids Universe have been T Bank, LiftFund, Inc., Byline Bank, Pinnacle Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are Montessori Kids Universe SBA loans?: The median term is 10.3 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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