How much do lenders finance for a Pokeworks franchise?

The median SBA loan approved for a Pokeworks franchise is $350,000, with the middle 80% of loans between $206,000 and $602,100. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance Pokeworks franchises?

By dollars approved, the most active SBA lenders for Pokeworks have been Stearns Bank, Citizens Bank, Small Business Growth Corporation, TowneBank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are Pokeworks SBA loans?

The median term is 10.3 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a Pokeworks franchise

SBA lenders have approved 26 loans against the Pokeworks brand since FY2010, totalling $9.7M. The median approval was $350,000. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#806

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$350,000

Typical range

$206K-$602K

Middle 80% of loans

Median term

10.3 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed Pokeworks

Lender	Loans	Approved
Stearns Bank	9	$2.9M
Citizens Bank	3	$997K
Small Business Growth Corporation	1	$970K
TowneBank	3	$939K
North State Bank	2	$700K
Happen Bank	1	$646K
First Bank of the Lake	1	$602K
The Huntington National Bank	2	$535K

Geography

Where Pokeworks units were financed

State	Loans	Share
Texas	5
Tennessee	4
California	3
Arizona	3
Michigan	2
Florida	2
Ohio	2
Illinois	1

Approvals by fiscal year

’17

’18

’19

’20

’21

’22

’24

’25

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
8%
$150K - $350K
31%
$350K - $1M
62%

Financing a Pokeworks: common questions

How much do lenders finance for a Pokeworks franchise?: The median SBA loan approved for a Pokeworks franchise is $350,000, with the middle 80% of loans between $206,000 and $602,100. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance Pokeworks franchises?: By dollars approved, the most active SBA lenders for Pokeworks have been Stearns Bank, Citizens Bank, Small Business Growth Corporation, TowneBank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are Pokeworks SBA loans?: The median term is 10.3 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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