How much do lenders finance for a Purosystems franchise?

The median SBA loan approved for a Purosystems franchise is $56,000, with the middle 80% of loans between $35,800 and $288,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance Purosystems franchises?

By dollars approved, the most active SBA lenders for Purosystems have been AMPAC Tri-State CDC, Inc., Florida Business Development Corporation, Mountain West Small Business Finance, Community Bank and Trust Company. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are Purosystems SBA loans?

The median term is 6.5 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a Purosystems franchise

SBA lenders have approved 10 loans against the Purosystems brand since FY2010, totalling $1.1M. The median approval was $56,000. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#1541

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$56,000

Typical range

$36K-$288K

Middle 80% of loans

Median term

6.5 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed Purosystems

Lender	Loans	Approved
AMPAC Tri-State CDC, Inc.	1	$306K
Florida Business Development Corporation	1	$288K
Mountain West Small Business Finance	1	$185K
Community Bank and Trust Company	2	$98K
Eastern Bank	1	$90K
The Paducah Bank and Trust Company	1	$50K
United Community Bank	1	$50K
Community Trust Bank, Inc.	1	$37K

Geography

Where Purosystems units were financed

State	Loans	Share
Kentucky	2
Iowa	2
California	1
Nevada	1
Florida	1
Texas	1
New Hampshire	1
Illinois	1

Approvals by fiscal year

’10

’11

’12

’13

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
30%
$50K - $150K
40%
$150K - $350K
30%

Financing a Purosystems: common questions

How much do lenders finance for a Purosystems franchise?: The median SBA loan approved for a Purosystems franchise is $56,000, with the middle 80% of loans between $35,800 and $288,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance Purosystems franchises?: By dollars approved, the most active SBA lenders for Purosystems have been AMPAC Tri-State CDC, Inc., Florida Business Development Corporation, Mountain West Small Business Finance, Community Bank and Trust Company. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are Purosystems SBA loans?: The median term is 6.5 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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