NAICS 811490 · Other Services
SBA loans for other personal and household goods repair and maintenance
2,374 SBA loans worth $561.9M have been approved in this industry since FY2010 - the #99 most-financed NAICS code in the country.
Median loan
$105,000
-42% vs all industries
Typical range
$15K-$573K
Middle 80%
Median rate
7.50%
7(a) initial note rate
Median term
10 yr
Charge-off rate
7.3%
vs 7.6% all industries
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Live Oak Banking Company | 30 | $22.0M | |
| The Huntington National Bank | 165 | $21.3M | |
| U.S. Bank | 131 | $20.8M | |
| First National Bank of Pennsylvania | 23 | $16.9M | |
| Wells Fargo Bank | 140 | $16.7M | |
| Newtek Small Business Finance, Inc. | 41 | $16.0M | |
| BMO Bank | 24 | $10.2M | |
| United Midwest Savings Bank | 52 | $9.1M | |
| Truist Bank | 38 | $9.0M | |
| Mortgage Capital Development Corporation | 12 | $8.8M |
Geography
Where these loans were made
| State | Loans | Share |
|---|---|---|
| Florida | 282 | |
| California | 255 | |
| Texas | 152 | |
| Ohio | 126 | |
| New York | 107 | |
| Minnesota | 89 | |
| Massachusetts | 83 | |
| Michigan | 79 |
Approvals by fiscal year
’10
’11
’12
’13
’14
’15
’16
’17
’18
’19
’20
’21
’22
’23
’24
’25
’26
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K30%
- $50K - $150K26%
- $150K - $350K24%
- $350K - $1M16%
- $1M - $2M3%
- Over $2M1%
Nearby
Other other services industries
General Automotive Repair16,083 · $190,000Beauty Salons14,068 · $85,000Other Personal Care Services7,830 · $175,000All Other Personal Services7,488 · $144,000Pet Care (except Veterinary) Services6,530 · $195,850Car Washes5,876 · $773,000Automotive Body, Paint, and Interior Repair and Maintenance5,872 · $240,000Drycleaning and Laundry Services3,976 · $200,000
Common questions
- How much do SBA lenders typically lend to a other personal and household goods repair and maintenance business?
- The median SBA approval in NAICS 811490 is $105,000, with the middle 80% of loans between $15,000 and $573,000. Across all industries the median is $180,000.
- Which lenders are most active in other personal and household goods repair and maintenance?
- By dollars approved: Live Oak Banking Company, The Huntington National Bank, U.S. Bank, First National Bank of Pennsylvania, Wells Fargo Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
- Is other personal and household goods repair and maintenance considered a risky industry by SBA lenders?
- Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 7.3% were charged off, versus 7.6% across all SBA lending. That is close to average.
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