How much do lenders finance for a Quality Inn franchise?

The median SBA loan approved for a Quality Inn franchise is $2,186,500, with the middle 80% of loans between $730,000 and $4,126,000. That is the financed portion only - it excludes the buyer's equity injection. SBA lenders typically want that injection at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance Quality Inn franchises?

By dollars approved, the most active SBA lenders for Quality Inn have been GBank, PromiseOne Bank, First Western SBLC, LLC, Enterprise Bank & Trust. Many franchise brands also maintain their own preferred-lender lists, and those may differ from who has historically approved the most volume.

How long are Quality Inn SBA loans?

The median term is 25 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Do Quality Inn SBA loans get charged off often?

3.0% of Quality Inn loans approved between FY2010 and FY2019 that have reached a terminal status were charged off, against 7.6% across all SBA lending. Franchise-level charge-off rates reflect the era a brand expanded in as much as the concept itself - brands that grew hardest into the 2010s carry more seasoned, and more resolved, loans.

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Franchise financing

Financing a Quality Inn franchise

SBA lenders have approved 990 loans against the Quality Inn brand since FY2010, totalling $2.28B. The median approval was $2,186,500, counted from loans lenders approved rather than projections in a disclosure document.

Rank by loan count

of 1,651 brands

Loans approved

990

FY2010 onward

Median loan

$2,186,500

Typical range

$730K-$4.1M

Middle 80% of loans

Median term

25 yr

Charge-off rate

3.0%

405 resolved FY10-19 loans

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed Quality Inn

Lender	Loans	Approved
GBank	108	$310.7M
PromiseOne Bank	41	$84.6M
First Western SBLC, LLC	38	$79.0M
Enterprise Bank & Trust	26	$65.5M
Bank of Hope	19	$61.0M
US Metro Bank	16	$57.4M
BankUnited	24	$56.6M
Peoples Bank	19	$54.0M

Geography

Where Quality Inn units were financed

State	Loans	Share
Texas	80
Georgia	79
North Carolina	75
South Carolina	55
Florida	51
California	51
Ohio	49
Virginia	49

The industry codes most often recorded on Quality Inn loans: Hotels (except Casino Hotels) and Motels (721110), Full-Service Restaurants (722110). Each industry page lists the lenders and other brands in the same line of business.

Approvals by fiscal year

’10

’12

’14

’16

’18

’20

’22

’24

’26

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
0%
$50K - $150K
1%
$150K - $350K
4%
$350K - $1M
10%
$1M - $2M
29%
Over $2M
56%

Financing a franchise unit

Guidant Financial

Funds business and franchise buyers through 401(k) rollovers (ROBS), SBA loans, and portfolio lending, often combining them in one structure. Rollover structures are common among franchise buyers because they can supply the equity injection an SBA loan requires without taking on a second loan to do it.

Check options with Guidant Financial

Approved referral partner. We may be paid when a reader we refer starts an application. It changes nothing about the figures on this page. Those come from the SBA’s federal file.

An SBA 7(a) lender

An SBA 7(a) lender and marketplace for loans up to $500,000, plus bank term loans and custom financing. You apply on their site - we do not take applications and never see your information.

Check options with SmartBiz

We may be paid if you apply through this link. It does not change what we publish, and no lender can buy a place in our rankings. Details.

Financing a Quality Inn: common questions

How much do lenders finance for a Quality Inn franchise?: The median SBA loan approved for a Quality Inn franchise is $2,186,500, with the middle 80% of loans between $730,000 and $4,126,000. That is the financed portion only - it excludes the buyer's equity injection. SBA lenders typically want that injection at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance Quality Inn franchises?: By dollars approved, the most active SBA lenders for Quality Inn have been GBank, PromiseOne Bank, First Western SBLC, LLC, Enterprise Bank & Trust. Many franchise brands also maintain their own preferred-lender lists, and those may differ from who has historically approved the most volume.
How long are Quality Inn SBA loans?: The median term is 25 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.
Do Quality Inn SBA loans get charged off often?: 3.0% of Quality Inn loans approved between FY2010 and FY2019 that have reached a terminal status were charged off, against 7.6% across all SBA lending. Franchise-level charge-off rates reflect the era a brand expanded in as much as the concept itself - brands that grew hardest into the 2010s carry more seasoned, and more resolved, loans.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

SBA lenders for franchises

Lenders ranked by franchise loans made, with the brands each one financed.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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