SBA lender · 7(a) program
Enterprise Bank & Trust
Enterprise Bank & Trust has approved 5,292 SBA loans worth $5.35B since FY2010 - the #14 SBA lender in the country by dollars approved. Everything below comes from the SBA’s own loan-level records.
National rank
#14
1.05% of all SBA dollars
Total approved
$5.35B
FY2010 onward
Loans
5,292
Median loan
$700,000
+289% vs national
Median rate
6.00%
-0.75 pts vs national
Charge-off rate
1.6%
2,494 resolved FY10-19 loans
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Reading the record
What Enterprise Bank & Trust’s numbers say
Enterprise Bank & Trust sits near the top of the SBA lending field, having approved 5,292 loans for a gross total of $5.35B since fiscal 2010. Its median loan of $700,000 is substantially larger than the $180,000 national median, which usually signals a focus on real-estate-backed or acquisition deals rather than small working-capital notes.
The median initial note rate across its 7(a) approvals is 6.00%, 0.75 points below the national median of 6.75%. Rate medians drawn across fifteen years reflect the mix of loan sizes and vintages a lender wrote as much as its pricing posture - a lender that grew fastest during a high-rate stretch will look expensive here even if its spread was ordinary.
Of its FY2010-FY2019 approvals that have reached a terminal status, 1.6% were charged off, 6.0 points below the national figure of 7.6%. Read that as a description of the credit box a lender chose, not as a verdict on it: lenders serving newer businesses and thinner files will always show higher losses than those writing large, collateralised acquisition loans.
Roughly 5% of its approvals went to businesses the SBA classified as new rather than existing, against 11% nationally.
Where Enterprise Bank & Trust lends
| State | Loans | Share |
|---|---|---|
| California | 2,907 | |
| Texas | 568 | |
| Arizona | 381 | |
| Washington | 307 | |
| Nevada | 203 | |
| Colorado | 175 | |
| Oregon | 142 | |
| Missouri | 133 |
What it lends against
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Questions about Enterprise Bank & Trust
- How many SBA loans has Enterprise Bank & Trust approved?
- Enterprise Bank & Trust has approved 5,292 SBA loans totalling $5,345,204,200 in gross approvals from fiscal year 2010 through the most recent SBA data release. That places it #14 among all SBA lenders by dollars approved.
- What is the typical Enterprise Bank & Trust SBA loan size?
- The median gross approval is $700,000, with the middle 80% of loans falling between $229,400 and $2,199,500. The national median across all SBA lenders is $180,000.
- What interest rate does Enterprise Bank & Trust charge on SBA 7(a) loans?
- The median initial note rate on Enterprise Bank & Trust's 7(a) approvals is 6.00%, compared with a national median of 6.75%. This is a historical median across all approvals since FY2010, not a quote - SBA 7(a) rates are pegged to a base rate that moves, and your rate depends on loan size, term, and credit profile.
- What is Enterprise Bank & Trust's SBA loan charge-off rate?
- 1.6% of its FY2010-FY2019 approvals that have reached a terminal status were charged off, against a national figure of 7.6%. A charge-off rate reflects the borrowers a lender chose to underwrite as much as anything else, and is not a measure of service quality.
Where to go from here
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