How much do lenders finance for a RockBox Fitness franchise?

The median SBA loan approved for a RockBox Fitness franchise is $282,000, with the middle 80% of loans between $30,000 and $500,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance RockBox Fitness franchises?

By dollars approved, the most active SBA lenders for RockBox Fitness have been The Huntington National Bank, First Bank of the Lake, Valley National Bank, Newtek Small Business Finance, Inc.. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are RockBox Fitness SBA loans?

The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a RockBox Fitness franchise

SBA lenders have approved 37 loans against the RockBox Fitness brand since FY2010, totalling $10.6M. The median approval was $282,000. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#618

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$282,000

Typical range

$30K-$500K

Middle 80% of loans

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed RockBox Fitness

Lender	Loans	Approved
The Huntington National Bank	18	$4.3M
First Bank of the Lake	1	$715K
Valley National Bank	1	$689K
Newtek Small Business Finance, Inc.	2	$620K
Midwest BankCentre	1	$541K
Zions Bank, A Division of	1	$453K
Wilmington Savings Fund Society	1	$420K
Ameris Bank	1	$413K

Geography

Where RockBox Fitness units were financed

State	Loans	Share
Virginia	6
Texas	5
Ohio	5
Florida	5
North Carolina	2
Wisconsin	2
California	2
Idaho	2

Approvals by fiscal year

’18

’19

’20

’21

’22

’23

’24

’26

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
22%
$50K - $150K
8%
$150K - $350K
24%
$350K - $1M
46%

Financing a RockBox Fitness: common questions

How much do lenders finance for a RockBox Fitness franchise?: The median SBA loan approved for a RockBox Fitness franchise is $282,000, with the middle 80% of loans between $30,000 and $500,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance RockBox Fitness franchises?: By dollars approved, the most active SBA lenders for RockBox Fitness have been The Huntington National Bank, First Bank of the Lake, Valley National Bank, Newtek Small Business Finance, Inc.. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are RockBox Fitness SBA loans?: The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

We are a publisher, not a lender or broker. We never take applications and are never paid by borrowers. Read the full disclosures.