How much do lenders finance for a Romeo's Pizza franchise?

The median SBA loan approved for a Romeo's Pizza franchise is $211,000, with the middle 80% of loans between $25,000 and $441,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance Romeo's Pizza franchises?

By dollars approved, the most active SBA lenders for Romeo's Pizza have been The Huntington National Bank, The Fidelity Bank, Countybank, Bank of Oak Ridge. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are Romeo's Pizza SBA loans?

The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a Romeo's Pizza franchise

SBA lenders have approved 17 loans against the Romeo's Pizza brand since FY2010, totalling $3.8M. The median approval was $211,000. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#1090

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$211,000

Typical range

$25K-$441K

Middle 80% of loans

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed Romeo's Pizza

Lender	Loans	Approved
The Huntington National Bank	10	$1.8M
The Fidelity Bank	1	$550K
Countybank	1	$485K
Bank of Oak Ridge	1	$345K
First Financial Bank	2	$318K
Bath Savings Institution	1	$250K
Fifth Third Bank	1	$75K

Geography

Where Romeo's Pizza units were financed

State	Loans	Share
Ohio	8
North Carolina	5
South Carolina	2
Indiana	1
Maine	1

Approvals by fiscal year

’15

’16

’19

’20

’21

’22

’23

’26

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
24%
$50K - $150K
12%
$150K - $350K
41%
$350K - $1M
24%

Financing a Romeo's Pizza: common questions

How much do lenders finance for a Romeo's Pizza franchise?: The median SBA loan approved for a Romeo's Pizza franchise is $211,000, with the middle 80% of loans between $25,000 and $441,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance Romeo's Pizza franchises?: By dollars approved, the most active SBA lenders for Romeo's Pizza have been The Huntington National Bank, The Fidelity Bank, Countybank, Bank of Oak Ridge. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are Romeo's Pizza SBA loans?: The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

We are a publisher, not a lender or broker. We never take applications and are never paid by borrowers. Read the full disclosures.