SBA lender · 7(a) program
The Fidelity Bank
The Fidelity Bank has approved 276 SBA loans worth $251.0M since FY2010 - the #308 SBA lender in the country by dollars approved. Everything below comes from the SBA’s own loan-level records.
National rank
#308
0.05% of all SBA dollars
Total approved
$251.0M
FY2010 onward
Loans
276
Median loan
$656,000
+264% vs national
Median rate
9.50%
+2.75 pts vs national
Charge-off rate
-
Cohort too small
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Reading the record
What The Fidelity Bank’s numbers say
The Fidelity Bank sits in the long tail of the SBA lending field, having approved 276 loans for a gross total of $251.0M since fiscal 2010. Its median loan of $656,000 is substantially larger than the $180,000 national median, which usually signals a focus on real-estate-backed or acquisition deals rather than small working-capital notes.
The median initial note rate across its 7(a) approvals is 9.50%, 2.75 points above the national median of 6.75%. Rate medians drawn across fifteen years reflect the mix of loan sizes and vintages a lender wrote as much as its pricing posture - a lender that grew fastest during a high-rate stretch will look expensive here even if its spread was ordinary.
Roughly 28% of its approvals went to businesses the SBA classified as new rather than existing, against 11% nationally - a meaningfully greater appetite for startups than the average SBA lender.
Where The Fidelity Bank lends
| State | Loans | Share |
|---|---|---|
| North Carolina | 146 | |
| Florida | 32 | |
| Texas | 24 | |
| South Carolina | 18 | |
| Illinois | 5 | |
| Virginia | 5 | |
| New Jersey | 5 | |
| Iowa | 4 |
What it lends against
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Questions about The Fidelity Bank
- How many SBA loans has The Fidelity Bank approved?
- The Fidelity Bank has approved 276 SBA loans totalling $250,986,500 in gross approvals from fiscal year 2010 through the most recent SBA data release. That places it #308 among all SBA lenders by dollars approved.
- What is the typical The Fidelity Bank SBA loan size?
- The median gross approval is $656,000, with the middle 80% of loans falling between $100,000 and $1,900,000. The national median across all SBA lenders is $180,000.
- What interest rate does The Fidelity Bank charge on SBA 7(a) loans?
- The median initial note rate on The Fidelity Bank's 7(a) approvals is 9.50%, compared with a national median of 6.75%. This is a historical median across all approvals since FY2010, not a quote - SBA 7(a) rates are pegged to a base rate that moves, and your rate depends on loan size, term, and credit profile.
Where to go from here
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