How much do lenders finance for a SC Fuels franchise?

The median SBA loan approved for a SC Fuels franchise is $1,356,000, with the middle 80% of loans between $787,500 and $2,300,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance SC Fuels franchises?

By dollars approved, the most active SBA lenders for SC Fuels have been Plumas Bank, Centerstone SBA Lending, Inc., PCB Bank, Nevada State Development Corporation. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are SC Fuels SBA loans?

The median term is 25 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a SC Fuels franchise

SBA lenders have approved 19 loans against the SC Fuels brand since FY2010, totalling $30.0M. The median approval was $1,356,000. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#1003

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$1,356,000

Typical range

$788K-$2.3M

Middle 80% of loans

Median term

25 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed SC Fuels

Lender	Loans	Approved
Plumas Bank	5	$7.0M
Centerstone SBA Lending, Inc.	3	$4.9M
PCB Bank	1	$3.2M
Nevada State Development Corporation	1	$2.4M
Bank of Hope	1	$2.3M
United Business Bank	1	$2.2M
Celtic Bank Corporation	1	$2.1M
American Continental Bank	1	$1.8M

Geography

Where SC Fuels units were financed

State	Loans	Share
California	17
Nebraska	1
Nevada	1

Approvals by fiscal year

’20

’21

’22

’23

’26

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

$350K - $1M
26%
$1M - $2M
32%
Over $2M
42%

Financing a SC Fuels: common questions

How much do lenders finance for a SC Fuels franchise?: The median SBA loan approved for a SC Fuels franchise is $1,356,000, with the middle 80% of loans between $787,500 and $2,300,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance SC Fuels franchises?: By dollars approved, the most active SBA lenders for SC Fuels have been Plumas Bank, Centerstone SBA Lending, Inc., PCB Bank, Nevada State Development Corporation. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are SC Fuels SBA loans?: The median term is 25 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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