Franchise financing
Financing a Two Maids & a Mop franchise
SBA lenders have approved 73 loans against the Two Maids & a Mop brand since FY2010, totalling $12.3M. The median approval was $150,000. These are loans that actually closed - not projections from a disclosure document.
Rank by loan count
#307
of 1,651 brands
Loans approved
73
FY2010 onward
Median loan
$150,000
Typical range
$120K-$250K
Middle 80% of loans
Median term
10 yr
Charge-off rate
-
Cohort too small
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Who financed Two Maids & a Mop
| Lender | Loans | Approved | Share |
|---|---|---|---|
| United Midwest Savings Bank | 46 | $7.1M | |
| Mission Valley Bank | 2 | $855K | |
| The Huntington National Bank | 6 | $731K | |
| First Bank of the Lake | 4 | $666K | |
| First Internet Bank of Indiana | 1 | $555K | |
| Citizens Bank | 2 | $493K | |
| Readycap Lending, LLC | 2 | $343K | |
| Florida Capital Bank | 1 | $286K |
Geography
Where Two Maids & a Mop units were financed
| State | Loans | Share |
|---|---|---|
| Texas | 11 | |
| Florida | 11 | |
| Washington | 5 | |
| New Jersey | 5 | |
| Ohio | 4 | |
| California | 3 | |
| Michigan | 3 | |
| Wisconsin | 3 |
Approvals by fiscal year
Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.
Loan sizes
- Under $50K4%
- $50K - $150K18%
- $150K - $350K75%
- $350K - $1M3%
Financing a Two Maids & a Mop: common questions
- How much do lenders finance for a Two Maids & a Mop franchise?
- The median SBA loan approved for a Two Maids & a Mop franchise is $150,000, with the middle 80% of loans between $120,000 and $250,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
- Which lenders finance Two Maids & a Mop franchises?
- By dollars approved, the most active SBA lenders for Two Maids & a Mop have been United Midwest Savings Bank, Mission Valley Bank, The Huntington National Bank, First Bank of the Lake. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
- How long are Two Maids & a Mop SBA loans?
- The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.
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