How much do lenders finance for a We Rock The Spectrum Kid's Gym For All K franchise?

The median SBA loan approved for a We Rock The Spectrum Kid's Gym For All K franchise is $100,200, with the middle 80% of loans between $52,000 and $180,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance We Rock The Spectrum Kid's Gym For All K franchises?

By dollars approved, the most active SBA lenders for We Rock The Spectrum Kid's Gym For All K have been Wells Fargo Bank, Empire State Bank, Beacon Bank and Trust, The Huntington National Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are We Rock The Spectrum Kid's Gym For All K SBA loans?

The median term is 8.8 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a We Rock The Spectrum Kid's Gym For All K franchise

SBA lenders have approved 18 loans against the We Rock The Spectrum Kid's Gym For All K brand since FY2010, totalling $2.1M. The median approval was $100,200. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#1049

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$100,200

Typical range

$52K-$180K

Middle 80% of loans

Median term

8.8 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed We Rock The Spectrum Kid's Gym For All K

Lender	Loans	Approved
Wells Fargo Bank	4	$674K
Empire State Bank	1	$293K
Beacon Bank and Trust	2	$260K
The Huntington National Bank	3	$197K
CRF Small Business Loan Company, LLC	1	$180K
Hancock Whitney Bank	2	$113K
Midwest Regional Bank	1	$111K
Empire State Certified Development Corporation	1	$100K

Geography

Where We Rock The Spectrum Kid's Gym For All K units were financed

State	Loans	Share
Indiana	3
California	2
Texas	2
New Jersey	2
New York	2
Louisiana	2
Missouri	1
Pennsylvania	1

Approvals by fiscal year

’16

’17

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
11%
$50K - $150K
67%
$150K - $350K
22%

Financing a We Rock The Spectrum Kid's Gym For All K: common questions

How much do lenders finance for a We Rock The Spectrum Kid's Gym For All K franchise?: The median SBA loan approved for a We Rock The Spectrum Kid's Gym For All K franchise is $100,200, with the middle 80% of loans between $52,000 and $180,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance We Rock The Spectrum Kid's Gym For All K franchises?: By dollars approved, the most active SBA lenders for We Rock The Spectrum Kid's Gym For All K have been Wells Fargo Bank, Empire State Bank, Beacon Bank and Trust, The Huntington National Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are We Rock The Spectrum Kid's Gym For All K SBA loans?: The median term is 8.8 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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