NAICS 713990 · Arts & Recreation
SBA loans for all other amusement and recreation industries
6,528 SBA loans worth $4.40B have been approved in this industry since FY2010 - the #32 most-financed NAICS code in the country.
Median loan
$298,250
+66% vs all industries
Typical range
$25K-$1.8M
Middle 80%
Median rate
7.25%
7(a) initial note rate
Median term
10 yr
Charge-off rate
9.6%
vs 7.6% all industries
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| The Huntington National Bank | 871 | $331.6M | |
| KeyBank | 133 | $129.0M | |
| Wells Fargo Bank | 276 | $119.7M | |
| Beacon Bank and Trust | 71 | $103.0M | |
| Celtic Bank Corporation | 75 | $97.5M | |
| Byline Bank | 72 | $89.6M | |
| Live Oak Banking Company | 57 | $85.1M | |
| Manufacturers and Traders Trust Company | 241 | $63.5M | |
| Newtek Small Business Finance, Inc. | 96 | $58.2M | |
| Bank Five Nine | 59 | $56.9M |
Geography
Where these loans were made
| State | Loans | Share |
|---|---|---|
| Texas | 555 | |
| California | 438 | |
| Ohio | 433 | |
| Florida | 352 | |
| New York | 337 | |
| Michigan | 312 | |
| Illinois | 261 | |
| Pennsylvania | 239 |
Approvals by fiscal year
’10
’11
’12
’13
’14
’15
’16
’17
’18
’19
’20
’21
’22
’23
’24
’25
’26
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K16%
- $50K - $150K19%
- $150K - $350K19%
- $350K - $1M24%
- $1M - $2M13%
- Over $2M9%
Nearby
Other arts & recreation industries
Fitness and Recreational Sports Centers17,261 · $232,000Independent Artists, Writers, and Performers1,634 · $50,000Bowling Centers1,123 · $477,500Promoters of Performing Arts, Sports, and Similar Events with Facilities1,015 · $216,200Amusement Arcades893 · $210,000Golf Courses and Country Clubs829 · $499,500Promoters of Performing Arts, Sports, and Similar Events without Facilities684 · $65,000Marinas526 · $500,000
Common questions
- How much do SBA lenders typically lend to a all other amusement and recreation industries business?
- The median SBA approval in NAICS 713990 is $298,250, with the middle 80% of loans between $25,000 and $1,815,000. Across all industries the median is $180,000.
- Which lenders are most active in all other amusement and recreation industries?
- By dollars approved: The Huntington National Bank, KeyBank, Wells Fargo Bank, Beacon Bank and Trust, Celtic Bank Corporation. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
- Is all other amusement and recreation industries considered a risky industry by SBA lenders?
- Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 9.6% were charged off, versus 7.6% across all SBA lending. That is materially above average, which in practice tends to mean tighter underwriting, more collateral, or a larger equity injection.
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