How much do lenders finance for a The Yard Gym franchise?

The median SBA loan approved for a The Yard Gym franchise is $526,200, with the middle 80% of loans between $216,000 and $650,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance The Yard Gym franchises?

By dollars approved, the most active SBA lenders for The Yard Gym have been Citizens Bank, Climate First Bank, KeyBank, The Huntington National Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are The Yard Gym SBA loans?

The median term is 10.3 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a The Yard Gym franchise

SBA lenders have approved 18 loans against the The Yard Gym brand since FY2010, totalling $8.8M. The median approval was $526,200. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#1062

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$526,200

Typical range

$216K-$650K

Middle 80% of loans

Median term

10.3 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed The Yard Gym

Lender	Loans	Approved
Citizens Bank	5	$2.7M
Climate First Bank	3	$2.0M
KeyBank	2	$1.0M
The Huntington National Bank	4	$892K
Newtek Bank	1	$650K
Pinnacle Bank	1	$543K
Fifth Third Bank	1	$538K
Live Oak Banking Company	1	$350K

Geography

Where The Yard Gym units were financed

State	Loans	Share
California	3
Florida	3
Texas	2
Washington	2
Tennessee	1
New York	1
Michigan	1
Georgia	1

Approvals by fiscal year

’26

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
11%
$150K - $350K
6%
$350K - $1M
83%

Financing a The Yard Gym: common questions

How much do lenders finance for a The Yard Gym franchise?: The median SBA loan approved for a The Yard Gym franchise is $526,200, with the middle 80% of loans between $216,000 and $650,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance The Yard Gym franchises?: By dollars approved, the most active SBA lenders for The Yard Gym have been Citizens Bank, Climate First Bank, KeyBank, The Huntington National Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are The Yard Gym SBA loans?: The median term is 10.3 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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