How much do lenders finance for a Zoomin Groomin franchise?

The median SBA loan approved for a Zoomin Groomin franchise is $132,850, with the middle 80% of loans between $40,000 and $190,400. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance Zoomin Groomin franchises?

By dollars approved, the most active SBA lenders for Zoomin Groomin have been First Bank of the Lake, The Huntington National Bank, Celtic Bank Corporation, Readycap Lending, LLC. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are Zoomin Groomin SBA loans?

The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a Zoomin Groomin franchise

SBA lenders have approved 16 loans against the Zoomin Groomin brand since FY2010, totalling $1.9M. The median approval was $132,850. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#1164

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$132,850

Typical range

$40K-$190K

Middle 80% of loans

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed Zoomin Groomin

Lender	Loans	Approved
First Bank of the Lake	2	$384K
The Huntington National Bank	5	$365K
Celtic Bank Corporation	2	$250K
Readycap Lending, LLC	2	$204K
Bankwell Bank	1	$180K
Zions Bank, A Division of	1	$150K
Northeast Bank	1	$146K
First Commonwealth Bank	1	$120K

Geography

Where Zoomin Groomin units were financed

State	Loans	Share
Texas	5
Tennessee	3
Ohio	2
Michigan	1
Idaho	1
Colorado	1
North Carolina	1
Pennsylvania	1

Approvals by fiscal year

’23

’24

’25

’26

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
19%
$50K - $150K
38%
$150K - $350K
44%

Financing a Zoomin Groomin: common questions

How much do lenders finance for a Zoomin Groomin franchise?: The median SBA loan approved for a Zoomin Groomin franchise is $132,850, with the middle 80% of loans between $40,000 and $190,400. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance Zoomin Groomin franchises?: By dollars approved, the most active SBA lenders for Zoomin Groomin have been First Bank of the Lake, The Huntington National Bank, Celtic Bank Corporation, Readycap Lending, LLC. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are Zoomin Groomin SBA loans?: The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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