How much do SBA lenders typically lend to a beef cattle ranching and farming business?

The median SBA approval in NAICS 112111 is $75,300, with the middle 80% of loans between $10,000 and $612,500. Across all industries the median is $180,000.

Which lenders are most active in beef cattle ranching and farming?

By dollars approved: The First Bank and Trust Company, Covington County Bank, First Financial Bank, OakStar Bank, Simmons Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is beef cattle ranching and farming considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 1.0% were charged off, versus 7.6% across all SBA lending. That is below average, which generally makes lenders more comfortable with the sector.

NAICS 112111 · Agriculture

SBA loans for beef cattle ranching and farming

629 SBA loans worth $172.8M have been approved in this industry since FY2010 - the #295 most-financed NAICS code in the country.

Median loan

$75,300

-58% vs all industries

Typical range

$10K-$613K

Middle 80%

Median rate

6.00%

7(a) initial note rate

Median term

7 yr

Charge-off rate

1.0%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
The First Bank and Trust Company	5	$21.5M
Covington County Bank	112	$12.0M
First Financial Bank	11	$9.2M
OakStar Bank	8	$8.7M
Simmons Bank	9	$6.8M
Blue Ridge Bank	2	$5.6M
Hershey Bank	3	$5.3M
Community Banks of Colorado, A Division of NBH Bank	2	$5.2M
Capital Credit Union	19	$4.6M
Ultima Bank Minnesota	35	$4.3M

Geography

Where these loans were made

State	Loans	Share
Mississippi	159
Minnesota	61
Missouri	32
New York	28
North Dakota	28
Nebraska	28
Texas	24
Kansas	23

Approvals by fiscal year

’10

’11

’12

’13

’14

’15

’16

’17

’18

’19

’20

’21

’22

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’24

’25

’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
39%
$50K - $150K
25%
$150K - $350K
20%
$350K - $1M
8%
$1M - $2M
5%
Over $2M
3%

Nearby

Other agriculture industries

See the sector

Broilers and Other Meat Type Chicken Production4,094 · $677,000 Logging1,090 · $88,000 Support Activities for Animal Production803 · $189,000 Chicken Egg Production727 · $473,000 Other Poultry Production483 · $350,000 Nursery and Tree Production452 · $260,500 Soil Preparation, Planting, and Cultivating451 · $171,600 Dairy Cattle and Milk Production403 · $217,000

Common questions

How much do SBA lenders typically lend to a beef cattle ranching and farming business?: The median SBA approval in NAICS 112111 is $75,300, with the middle 80% of loans between $10,000 and $612,500. Across all industries the median is $180,000.
Which lenders are most active in beef cattle ranching and farming?: By dollars approved: The First Bank and Trust Company, Covington County Bank, First Financial Bank, OakStar Bank, Simmons Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is beef cattle ranching and farming considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 1.0% were charged off, versus 7.6% across all SBA lending. That is below average, which generally makes lenders more comfortable with the sector.

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