How much do SBA lenders typically lend to a sewage treatment facilities business?

The median SBA approval in NAICS 221320 is $225,000, with the middle 80% of loans between $40,000 and $1,400,000. Across all industries the median is $180,000.

Which lenders are most active in sewage treatment facilities?

By dollars approved: SomerCor 504, Inc., Zions Bank, A Division of, Byline Bank, Renasant Bank, 504 Capital Corporation. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

NAICS 221320 · Utilities

SBA loans for sewage treatment facilities

47 SBA loans worth $24.0M have been approved in this industry since FY2010 - the #872 most-financed NAICS code in the country.

Median loan

$225,000

+25% vs all industries

Typical range

$40K-$1.4M

Middle 80%

Median rate

6.21%

7(a) initial note rate

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
SomerCor 504, Inc.	2	$4.4M
Zions Bank, A Division of	3	$2.7M
Byline Bank	1	$2.6M
Renasant Bank	1	$2.3M
504 Capital Corporation	1	$1.5M
Newtek Bank	1	$1.4M
Columbia Bank	2	$1.2M
The Yellowstone Bank	1	$1.0M
Fifth Third Bank	3	$975K
Crossroads Bank	1	$937K

Geography

Where these loans were made

State	Loans	Share
Texas	9
Virginia	4
New York	3
Washington	3
Kentucky	2
New Hampshire	2
Indiana	2
Arkansas	2

Approvals by fiscal year

’10

’11

’12

’13

’14

’15

’16

’17

’18

’20

’21

’22

’23

’24

’25

’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
17%
$50K - $150K
23%
$150K - $350K
26%
$350K - $1M
19%
$1M - $2M
6%
Over $2M
9%

Nearby

Other utilities industries

See the sector

Water Supply and Irrigation Systems517 · $150,000 Solar Electric Power Generation206 · $226,500 Natural Gas Distribution87 · $250,000 Electric Power Distribution73 · $250,000 Other Electric Power Generation59 · $220,000 Other Electric Power Generation41 · $1,305,000

Common questions

How much do SBA lenders typically lend to a sewage treatment facilities business?: The median SBA approval in NAICS 221320 is $225,000, with the middle 80% of loans between $40,000 and $1,400,000. Across all industries the median is $180,000.
Which lenders are most active in sewage treatment facilities?: By dollars approved: SomerCor 504, Inc., Zions Bank, A Division of, Byline Bank, Renasant Bank, 504 Capital Corporation. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

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