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NAICS 221320 · Utilities
SBA loans for sewage treatment facilities
47 SBA loans worth $24.0M have been approved in this industry since FY2010 - the #872 most-financed NAICS code in the country.
Median loan
$225,000
+25% vs all industries
Typical range
$40K-$1.4M
Middle 80%
Median rate
6.21%
7(a) initial note rate
Median term
10 yr
Charge-off rate
-
Cohort too small
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| SomerCor 504, Inc. | 2 | $4.4M | |
| Zions Bank, A Division of | 3 | $2.7M | |
| Byline Bank | 1 | $2.6M | |
| Renasant Bank | 1 | $2.3M | |
| 504 Capital Corporation | 1 | $1.5M | |
| Newtek Bank | 1 | $1.4M | |
| Columbia Bank | 2 | $1.2M | |
| The Yellowstone Bank | 1 | $1.0M | |
| Fifth Third Bank | 3 | $975K | |
| Crossroads Bank | 1 | $937K |
Geography
Where these loans were made
| State | Loans | Share |
|---|---|---|
| Texas | 9 | |
| Virginia | 4 | |
| New York | 3 | |
| Washington | 3 | |
| Kentucky | 2 | |
| New Hampshire | 2 | |
| Indiana | 2 | |
| Arkansas | 2 |
An SBA 7(a) lender for loans this size
66% of the SBA loans approved in sewage treatment facilities since FY2010 were under $350,000. SmartBiz makes SBA 7(a) loans up to $500,000. It is shown here as a separate, labelled option, outside the data rankings on this page. You apply on their site - we do not take applications and never see your information.
Check options with SmartBizWe may be paid if you apply through this link. It does not change what we publish, and no lender can buy a place in our rankings. Details.
Approvals by fiscal year
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K17%
- $50K - $150K23%
- $150K - $350K26%
- $350K - $1M19%
- $1M - $2M6%
- Over $2M9%
Nearby
Other utilities industries
Common questions
- How much do SBA lenders typically lend to a sewage treatment facilities business?
- The median SBA approval in NAICS 221320 is $225,000, with the middle 80% of loans between $40,000 and $1,400,000. Across all industries the median is $180,000.
- Which lenders are most active in sewage treatment facilities?
- By dollars approved: SomerCor 504, Inc., Zions Bank, A Division of, Byline Bank, Renasant Bank, 504 Capital Corporation. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
We are a publisher, not a lender or broker. We never take applications and are never paid by borrowers. Read the full disclosures.