NAICS 238290 · Construction
SBA loans for other building equipment contractors
1,599 SBA loans worth $663.0M have been approved in this industry since FY2010 - the #143 most-financed NAICS code in the country.
Median loan
$152,000
-16% vs all industries
Typical range
$25K-$1.1M
Middle 80%
Median rate
7.00%
7(a) initial note rate
Median term
10 yr
Charge-off rate
7.8%
vs 7.6% all industries
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| The Huntington National Bank | 159 | $34.3M | |
| Wells Fargo Bank | 76 | $31.6M | |
| Live Oak Banking Company | 22 | $23.6M | |
| JPMorgan Chase Bank | 103 | $18.0M | |
| Mortgage Capital Development Corporation | 17 | $17.6M | |
| U.S. Bank | 90 | $16.6M | |
| Pinnacle Bank | 8 | $12.7M | |
| Empire State Certified Development Corporation | 11 | $12.2M | |
| Regions Bank | 10 | $11.1M | |
| KeyBank | 21 | $10.4M |
Geography
Where these loans were made
| State | Loans | Share |
|---|---|---|
| California | 183 | |
| Ohio | 114 | |
| New York | 110 | |
| Florida | 96 | |
| Texas | 90 | |
| Massachusetts | 71 | |
| Michigan | 61 | |
| Pennsylvania | 57 |
Approvals by fiscal year
’10
’11
’12
’13
’14
’15
’16
’17
’18
’19
’20
’21
’22
’23
’24
’25
’26
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K19%
- $50K - $150K25%
- $150K - $350K24%
- $350K - $1M21%
- $1M - $2M8%
- Over $2M4%
Nearby
Other construction industries
All Other Specialty Trade Contractors15,723 · $150,000Residential Remodelers15,599 · $50,000Plumbing, Heating, and Air-Conditioning Contractors15,587 · $141,000Electrical Contractors and Other Wiring Installation Contractors10,910 · $100,000Commercial and Institutional Building Construction6,348 · $150,000Site Preparation Contractors6,105 · $100,500New Single-Family Housing Construction5,855 · $75,000Painting and Wall Covering Contractors4,412 · $60,000
Common questions
- How much do SBA lenders typically lend to a other building equipment contractors business?
- The median SBA approval in NAICS 238290 is $152,000, with the middle 80% of loans between $25,000 and $1,091,800. Across all industries the median is $180,000.
- Which lenders are most active in other building equipment contractors?
- By dollars approved: The Huntington National Bank, Wells Fargo Bank, Live Oak Banking Company, JPMorgan Chase Bank, Mortgage Capital Development Corporation. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
- Is other building equipment contractors considered a risky industry by SBA lenders?
- Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 7.8% were charged off, versus 7.6% across all SBA lending. That is close to average.
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