NAICS 311340 · Manufacturing
SBA loans for nonchocolate confectionery manufacturing
136 SBA loans worth $83.6M have been approved in this industry since FY2010 - the #615 most-financed NAICS code in the country.
Median loan
$188,200
+5% vs all industries
Typical range
$25K-$1.9M
Middle 80%
Median rate
7.00%
7(a) initial note rate
Median term
10 yr
Charge-off rate
1.8%
vs 7.6% all industries
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Trenton Business Assistance Corporation | 3 | $11.0M | |
| Regions Bank | 6 | $5.5M | |
| JPMorgan Chase Bank | 3 | $5.0M | |
| Empire State Certified Development Corporation | 3 | $4.4M | |
| Newtek Bank | 1 | $4.2M | |
| The Huntington National Bank | 7 | $4.0M | |
| Bank of San Francisco | 1 | $3.3M | |
| U.S. Bank | 9 | $3.3M | |
| SBA CLSC Servicing | 2 | $3.3M | |
| Northwest Business Development Association | 1 | $2.6M |
Geography
Where these loans were made
| State | Loans | Share |
|---|---|---|
| California | 20 | |
| Utah | 13 | |
| New York | 12 | |
| Florida | 10 | |
| Texas | 7 | |
| Colorado | 7 | |
| Massachusetts | 6 | |
| Washington | 6 |
Approvals by fiscal year
’10
’11
’12
’13
’14
’15
’16
’17
’18
’19
’20
’21
’22
’23
’24
’25
’26
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K18%
- $50K - $150K26%
- $150K - $350K20%
- $350K - $1M15%
- $1M - $2M13%
- Over $2M9%
Nearby
Other manufacturing industries
Breweries4,377 · $265,000Retail Bakeries2,557 · $150,000Commercial Bakeries1,411 · $150,000Wineries1,122 · $210,000All Other Miscellaneous Food Manufacturing1,008 · $300,000Coffee and Tea Manufacturing804 · $127,750Apparel Accessories and Other Apparel Manufacturing782 · $200,000Distilleries769 · $250,000
Common questions
- How much do SBA lenders typically lend to a nonchocolate confectionery manufacturing business?
- The median SBA approval in NAICS 311340 is $188,200, with the middle 80% of loans between $25,000 and $1,897,000. Across all industries the median is $180,000.
- Which lenders are most active in nonchocolate confectionery manufacturing?
- By dollars approved: Trenton Business Assistance Corporation, Regions Bank, JPMorgan Chase Bank, Empire State Certified Development Corporation, Newtek Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
- Is nonchocolate confectionery manufacturing considered a risky industry by SBA lenders?
- Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 1.8% were charged off, versus 7.6% across all SBA lending. That is below average, which generally makes lenders more comfortable with the sector.
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