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NAICS sector 31

Manufacturing

21,271 SBA loans worth $11.41B across 273 industries in this sector.

Loans

21,271

Approved

$11.41B

Median loan

$200,000

Median term

10 yr

Charge-off rate

7.3%

vs 7.6% all sectors

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Inside the sector

All 273 industries

IndustryNAICSLoansMedian loanMedian rateCharge-offVolume
Breweries3121204,377$265,0006.25%6.6%
Machine Shops3327104,240$300,0006.00%5.3%
Commercial Printing3231113,239$275,0006.25%6.3%
All Other Miscellaneous Fabricated Metal Product Manufacturing3329992,607$360,1006.00%5.1%
Retail Bakeries3118112,557$150,0007.50%8.1%
All Other Miscellaneous Manufacturing3399992,510$313,0006.00%6.0%
Sign Manufacturing3399501,908$200,0006.25%10.3%
Commercial Screen Printing3231131,759$130,9006.57%9.4%
All Other Plastics Product Manufacturing3261991,604$457,0006.00%4.3%
Wood Kitchen Cabinet and Countertop Manufacturing3371101,512$249,3506.75%7.7%
Commercial Bakeries3118121,411$150,0006.25%9.5%
Wineries3121301,122$210,0006.25%4.0%
Fabricated Structural Metal Manufacturing3323121,082$350,0006.25%5.9%
All Other Miscellaneous Food Manufacturing3119991,008$300,0006.25%7.8%
All Other Miscellaneous Wood Product Manufacturing321999934$241,5006.50%7.0%
Sheet Metal Work Manufacturing332322806$385,9506.00%4.7%
Coffee and Tea Manufacturing311920804$127,7507.50%5.8%
Cut Stone and Stone Product Manufacturing327991801$312,0006.25%6.2%
Apparel Accessories and Other Apparel Manufacturing315990782$200,0008.00%9.2%
Distilleries312140769$250,0006.25%4.5%
Dental Laboratories339116752$146,3507.00%6.8%
Sporting and Athletic Goods Manufacturing339920691$150,0006.50%6.8%
Metal Coating, Engraving (except Jewelry and Silverware), and Allied Services to Manufacturers332812689$250,0006.00%4.6%
Precision Turned Product Manufacturing332721618$349,0006.00%9.1%
All Other Miscellaneous Electrical Equipment and Component Manufacturing335999598$350,0006.00%6.4%
All Other Miscellaneous General Purpose Machinery Manufacturing333999593$350,0006.00%7.8%
Wood Container and Pallet Manufacturing321920572$350,0006.03%3.3%
Commercial Lithographic Printing323110570$316,0005.99%7.8%
Ice Cream and Frozen Dessert Manufacturing311520508$170,0007.25%10.6%
Surgical and Medical Instrument Manufacturing339112478$350,0006.08%5.6%
Custom Architectural Woodwork and Millwork Manufacturing337212474$200,0006.25%7.5%
Electroplating, Plating, Polishing, Anodizing, and Coloring332813439$290,0006.00%4.7%
Ornamental and Architectural Metal Work Manufacturing332323434$300,0006.50%5.1%
All Other Miscellaneous Chemical Product and Preparation Manufacturing325998397$458,0006.00%1.0%
Other Millwork321918396$300,0006.00%5.8%
Machine Tool Manufacturing333517396$299,5006.25%4.2%
Nonupholstered Wood Household Furniture Manufacturing337122394$100,0006.50%8.6%
Special Die and Tool, Die Set, Jig, and Fixture Manufacturing333514389$323,0005.75%4.5%
Surgical Appliance and Supplies Manufacturing339113388$298,6006.20%1.7%
Other Commercial Printing323119387$210,4006.00%7.2%
Sawmills321113387$274,0006.00%10.6%
Meat Processed from Carcasses311612381$350,0006.00%4.6%
Perishable Prepared Food Manufacturing311991374$277,8506.75%7.7%
Other Snack Food Manufacturing311919370$200,5006.50%5.2%
All Other Miscellaneous Textile Product Mills314999364$145,5006.75%6.5%
Other Aircraft Parts and Auxiliary Equipment Manufacturing336413362$602,5006.00%2.3%
Other Electronic Component Manufacturing334419343$398,0006.00%4.6%
Other Industrial Machinery Manufacturing333249340$444,5005.80%3.0%
Pharmaceutical Preparation Manufacturing325412330$500,0006.15%9.0%
Industrial Mold Manufacturing333511325$350,0005.75%5.2%
Other Concrete Product Manufacturing327390319$338,7006.00%10.8%
Wood Window and Door Manufacturing321911318$350,0006.25%5.9%
Iron and Steel Pipe and Tube Manufacturing from Purchased Steel331210310$356,0006.05%8.8%
Paint and Coating Manufacturing325510308$300,0006.25%5.1%
Audio and Video Equipment Manufacturing334310305$275,0007.00%8.0%
Welding and Soldering Equipment Manufacturing333992304$100,0007.50%4.1%
Toilet Preparation Manufacturing325620295$275,0007.50%8.8%
Glass Product Manufacturing Made of Purchased Glass327215294$281,0006.50%4.1%
Cutting Tool and Machine Tool Accessory Manufacturing333515290$239,1006.00%5.5%
Other Motor Vehicle Parts Manufacturing336390288$338,0006.25%3.6%
All Other Transportation Equipment Manufacturing336999286$250,0006.25%6.4%
Prefabricated Metal Building and Component Manufacturing332311283$350,0006.00%9.0%
Plastics Material and Resin Manufacturing325211282$417,5006.00%5.5%
Medicinal and Botanical Manufacturing325411266$350,0006.75%4.6%
Jewelry and Silverware Manufacturing339910264$127,5007.52%10.0%
Ready-Mix Concrete Manufacturing327320263$475,0006.00%4.8%
Metal Window and Door Manufacturing332321262$300,0006.40%1.9%
Industrial Valve Manufacturing332911257$466,0005.75%0.9%
Cut and Sew Apparel Contractors315210250$150,0007.15%18.8%
Other Animal Food Manufacturing311119246$289,0006.00%11.5%
Other Commercial and Service Industry Machinery Manufacturing333318243$295,0005.87%4.1%
Frozen Specialty Food Manufacturing311412238$219,0006.87%10.3%
Upholstered Household Furniture Manufacturing337121238$246,8007.50%8.8%
Soap and Other Detergent Manufacturing325611236$201,3506.50%18.8%
Hardware Manufacturing332510233$350,0006.00%5.3%
Women’s, Girls’, and Infants’ Cut and Sew Apparel Manufacturing315240231$345,0006.00%15.7%
Plate Work Manufacturing332313228$279,9006.00%3.8%
Animal (except Poultry) Slaughtering311611227$256,2006.00%1.1%
Air-Conditioning and Warm Air Heating Equipment and Commercial and Industrial Refrigeration Equipment Manufacturing333415222$243,5007.00%5.8%
Small Arms, Ordnance, and Ordnance Accessories Manufacturing332994222$200,0006.88%10.1%
Boat Building336612221$250,0006.00%3.7%
Farm Machinery and Equipment Manufacturing333111221$407,0006.38%5.6%
Motorcycle, Bicycle, and Parts Manufacturing336991219$150,0006.75%2.6%
Dog and Cat Food Manufacturing311111209$150,0006.25%5.7%
Corrugated and Solid Fiber Box Manufacturing322211209$650,0006.00%5.8%
Doll, Toy, and Game Manufacturing339930201$125,0007.50%14.1%
All Other Rubber Product Manufacturing326299200$415,0006.00%5.3%
Soft Drink Manufacturing312111200$109,7507.00%17.1%
Cookie and Cracker Manufacturing311821198$150,0007.00%3.3%
All Other Converted Paper Product Manufacturing322299196$445,0006.00%4.0%
Metal Heat Treating332811195$500,0006.00%1.2%
Iron and Steel Forging332111193$414,0006.00%5.1%
Construction Machinery Manufacturing333120192$350,0006.00%5.8%
Other Measuring and Controlling Device Manufacturing334519187$350,0006.00%2.9%
Instruments and Related Products Manufacturing for Measuring, Displaying, and Controlling Industrial Process Variables334513186$350,0006.00%1.1%
Semiconductor and Related Device Manufacturing334413185$375,0006.00%9.3%
Support Activities for Printing323120183$150,0006.97%19.7%
Truck Trailer Manufacturing336212180$298,5006.50%4.6%
Other Apparel Accessories and Other Apparel Manufacturing315999178$100,0006.75%5.0%
Ship Building and Repairing336611177$337,5006.75%0.0%
Asphalt Paving Mixture and Block Manufacturing324121177$300,0006.75%2.6%
Plastics Bag and Pouch Manufacturing326111167$552,0006.00%6.0%
Mayonnaise, Dressing, and Other Prepared Sauce Manufacturing311941166$148,0006.75%14.9%
Bottled Water Manufacturing312112166$321,9006.00%7.1%
Oil and Gas Field Machinery and Equipment Manufacturing333132160$452,8006.00%8.7%
Fruit and Vegetable Canning311421160$108,1506.88%8.3%
Ice Manufacturing312113160$200,0006.00%0.0%
Dental Equipment and Supplies Manufacturing339114159$200,0006.50%8.9%
Bolt, Nut, Screw, Rivet, and Washer Manufacturing332722158$366,7506.00%4.0%
Commercial, Industrial, and Institutional Electric Lighting Fixture Manufacturing335122157$380,0006.00%3.9%
Confectionery Manufacturing from Purchased Chocolate311352154$200,0006.88%7.1%
Radio and Television Broadcasting and Wireless Communications Equipment Manufacturing334220153$215,5006.25%12.2%
Blind and Shade Manufacturing337920152$248,3008.13%5.7%
Other Cut and Sew Apparel Manufacturing315280152$232,0006.30%7.4%
Other Fabricated Wire Product Manufacturing332618151$534,0006.00%3.8%
Electronic Computer Manufacturing334111148$318,6506.25%11.4%
Showcase, Partition, Shelving, and Locker Manufacturing337215148$350,0006.00%7.4%
Institutional Furniture Manufacturing337127144$393,5006.25%3.0%
Motor Vehicle Body Manufacturing336211144$448,5006.50%15.1%
Cheese Manufacturing311513138$237,5006.00%5.4%
Wood Office Furniture Manufacturing337211138$220,7506.00%8.4%
All Other Industrial Machinery Manufacturing333298137$361,0005.96%4.3%
Machine Tool (Metal Cutting Types) Manufacturing333512137$254,7005.83%0.9%
Nonchocolate Confectionery Manufacturing311340136$188,2007.00%1.8%
Plastics Packaging Film and Sheet (including Laminated) Manufacturing326112135$500,0006.00%3.6%
Travel Trailer and Camper Manufacturing336214134$223,7506.50%7.0%
Aircraft Engine and Engine Parts Manufacturing336412133$398,0006.32%0.0%
Rolled Steel Shape Manufacturing331221133$349,0006.00%4.8%
Chocolate and Confectionery Manufacturing from Cacao Beans311351133$149,0006.75%14.0%
Other Metal Valve and Pipe Fitting Manufacturing332919130$428,0006.00%7.3%
Spice and Extract Manufacturing311942129$200,0007.00%8.0%
All Other Industrial Machinery Manufacturing333248129$400,0009.75%-
All Other Motor Vehicle Parts Manufacturing336399127$333,0005.77%3.0%
Metal Crown, Closure, and Other Metal Stamping332119126$350,0006.00%1.5%
Digital Printing323115124$124,5006.00%9.3%
Food Product Machinery Manufacturing333241124$284,2006.05%3.9%
Analytical Laboratory Instrument Manufacturing334516122$500,0006.00%6.5%
Dried and Dehydrated Food Manufacturing311423120$245,0006.75%3.1%
Frozen Cakes, Pies, and Other Pastries Manufacturing311813120$134,5006.50%12.1%
Musical Instrument Manufacturing339992120$150,0007.00%6.3%
Tortilla Manufacturing311830119$350,0007.00%0.0%
Electromedical and Electrotherapeutic Apparatus Manufacturing334510118$187,8506.00%4.3%
Roasted Nuts and Peanut Butter Manufacturing311911118$286,5006.00%8.0%
Fabricated Pipe and Pipe Fitting Manufacturing332996118$424,5006.00%3.4%
Prefabricated Wood Building Manufacturing321992118$226,5006.50%7.5%
Textile and Fabric Finishing Mills313310118$237,5007.25%13.3%
Seafood Product Preparation and Packaging311710117$305,0007.25%5.0%
Saw Blade and Handtool Manufacturing332216116$244,0006.00%11.5%
Conveyor and Conveying Equipment Manufacturing333922113$500,0005.75%4.8%
Frozen Fruit, Juice, and Vegetable Manufacturing311411111$350,0006.45%2.1%
All Other Basic Organic Chemical Manufacturing325199109$500,0006.00%7.5%
Iron and Steel Mills and Ferroalloy Manufacturing331110109$278,5006.25%11.1%
Pottery, Ceramics, and Plumbing Fixture Manufacturing327110109$100,0008.00%5.6%
Cut and Sew Apparel Manufacturing315250108$200,00010.25%-
Concrete Block and Brick Manufacturing327331107$503,0006.00%9.4%
Printed Circuit Assembly (Electronic Assembly) Manufacturing334418107$500,0006.00%1.9%
Gasket, Packing, and Sealing Device Manufacturing339991105$322,0006.20%4.0%
Textile Bag and Canvas Mills314910105$259,0006.50%2.2%
Motor and Generator Manufacturing335312104$345,5006.00%7.7%
Bare Printed Circuit Board Manufacturing334412104$605,5006.00%3.2%
Flat Glass Manufacturing327211104$412,5007.00%8.9%
Aircraft Manufacturing336411104$685,5007.00%7.3%
Books Printing323117104$150,0006.75%13.1%
Quick Printing323114103$125,0006.00%3.7%
Other Communications Equipment Manufacturing334290102$353,9506.00%5.0%
Search, Detection, Navigation, Guidance, Aeronautical, and Nautical System and Instrument Manufacturing334511101$300,0006.25%16.9%
All Other Miscellaneous General Purpose Machinery Manufacturing33399899$500,0009.50%-
All Other Cut and Sew Apparel Manufacturing31529997$150,0006.00%7.3%
Sawmill, Woodworking, and Paper Machinery Manufacturing33324396$108,7507.99%2.8%
Other Lighting Equipment Manufacturing33512995$200,0006.00%11.9%
Other Commercial and Service Industry Machinery Manufacturing33331994$245,0006.00%7.6%
Computer Terminal and Other Computer Peripheral Equipment Manufacturing33411894$300,0007.25%14.6%
Ophthalmic Goods Manufacturing33911593$336,5006.38%12.0%
Packaging Machinery Manufacturing33399389$250,0005.54%8.2%
All Other Miscellaneous Nonmetallic Mineral Product Manufacturing32799989$350,0006.00%4.8%
Other Metal Container Manufacturing33243989$250,0006.25%14.0%
Motor Vehicle Gasoline Engine and Engine Parts Manufacturing33631089$285,0007.15%3.2%
Hardwood Veneer and Plywood Manufacturing32121188$512,5006.75%7.9%
Metal Tank (Heavy Gauge) Manufacturing33242088$533,0006.00%4.8%
Optical Instrument and Lens Manufacturing33331487$238,0005.75%8.8%
Commercial and Service Industry Machinery Manufacturing33331087$300,00010.00%-
Heating Equipment (except Warm Air Furnaces) Manufacturing33341486$273,7506.00%5.6%
Footwear Manufacturing31621086$150,0007.75%5.4%
Mattress Manufacturing33791085$453,0006.29%4.9%
Pump and Pumping Equipment Manufacturing33391183$304,0005.50%5.6%
Power, Distribution, and Specialty Transformer Manufacturing33531183$475,0006.25%15.6%
Small Arms Ammunition Manufacturing33299281$250,0006.00%8.5%
Motor Vehicle Transmission and Power Train Parts Manufacturing33635080$355,5006.00%8.1%
Jewelry (except Costume) Manufacturing33991178$148,5006.75%4.7%
Polystyrene Foam Product Manufacturing32614078$382,0006.00%7.5%
Metal Stamping33211677$377,9005.75%1.7%
Office Furniture (except Wood) Manufacturing33721477$453,0006.13%2.6%
Rolling Mill and Other Metalworking Machinery Manufacturing33351977$204,0006.00%11.4%
Relay and Industrial Control Manufacturing33531476$293,5006.97%9.8%
Cement Manufacturing32731076$729,5006.00%3.7%
Industrial Truck, Tractor, Trailer, and Stacker Machinery Manufacturing33392475$225,0005.85%4.4%
Current-Carrying Wiring Device Manufacturing33593174$394,7506.25%0.0%
Adhesive Manufacturing32552074$465,0005.50%0.0%
Laminated Plastics Plate, Sheet (except Packaging), and Shape Manufacturing32613074$350,0005.75%11.5%
Poultry Processing31161573$522,5006.00%2.8%
Plastics and Rubber Industry Machinery Manufacturing33322073$400,0006.00%1.6%
Other Pressed and Blown Glass and Glassware Manufacturing32721273$100,0006.88%5.7%
Nonferrous Metal (except Copper and Aluminum) Rolling, Drawing, and Extruding33149172$137,5005.75%2.2%
Rubber and Plastics Hoses and Belting Manufacturing32622071$440,0006.00%5.0%
Instrument Manufacturing for Measuring and Testing Electricity and Electrical Signals33451570$202,3006.75%7.5%
Paper Bag and Coated and Treated Paper Manufacturing32222070$674,3506.00%3.9%
Plastics Pipe and Pipe Fitting Manufacturing32612269$759,0006.00%0.0%
Truss Manufacturing32121469$450,0006.00%6.1%
Polish and Other Sanitation Good Manufacturing32561269$347,0006.75%12.0%
Other Engine Equipment Manufacturing33361869$194,0006.00%8.8%
Industrial and Commercial Fan and Blower and Air Purification Equipment Manufacturing33341369$500,0006.25%11.5%
Lawn and Garden Tractor and Home Lawn and Garden Equipment Manufacturing33311268$199,0007.25%9.1%
Custom Compounding of Purchased Resins32599167$264,0005.80%6.5%
Flavoring Syrup and Concentrate Manufacturing31193067$130,0007.25%3.1%
Folding Paperboard Box Manufacturing32221266$695,0006.00%2.2%
Fertilizer (Mixing Only) Manufacturing32531466$150,0006.00%2.9%
Machine Tool (Metal Forming Types) Manufacturing33351366$207,5005.75%3.9%
Cut Stock, Resawing Lumber, and Planing32191264$145,0006.00%2.9%
Plastics Bottle Manufacturing32616063$350,0006.00%4.0%
Curtain and Linen Mills31412063$166,5007.00%3.5%
Pesticide and Other Agricultural Chemical Manufacturing32532062$200,0006.50%14.7%
Confectionery Manufacturing from Purchased Chocolate31133062$82,0006.00%3.9%
Fluid Power Valve and Hose Fitting Manufacturing33291262$350,0006.00%0.0%
Metal Kitchen Cookware, Utensil, Cutlery, and Flatware (except Precious) Manufacturing33221562$161,5008.00%-
All Other Leather Good and Allied Product Manufacturing31699862$100,0006.28%6.5%
Residential Electric Lighting Fixture Manufacturing33512161$150,0006.40%9.1%
Petroleum Lubricating Oil and Grease Manufacturing32419160$572,0006.00%11.1%
Urethane and Other Foam Product (except Polystyrene) Manufacturing32615060$290,5006.00%9.4%
Men’s and Boys’ Cut and Sew Apparel Manufacturing31522060$105,0006.25%10.0%
Nitrogenous Fertilizer Manufacturing32531158$500,0006.00%3.3%
Dry Pasta, Dough, and Flour Mixes Manufacturing from Purchased Flour31182456$218,0008.00%-
Unlaminated Plastics Profile Shape Manufacturing32612155$350,0005.75%8.3%
Commercial Flexographic Printing32311254$367,5006.00%4.3%
Iron Foundries33151153$362,0005.88%-
Air and Gas Compressor Manufacturing33391253$306,0006.25%-
Women's, Girls', and Infants' Cut and Sew Apparel Contractors31521253$90,0006.13%7.8%
Nonferrous Metal Die-Casting Foundries33152353$350,0006.13%-
Motor Vehicle Electrical and Electronic Equipment Manufacturing33632053$259,0007.25%-
Speed Changer, Industrial High-Speed Drive, and Gear Manufacturing33361252$237,5005.50%0.0%
Fluid Milk Manufacturing31151152$400,0005.75%6.5%
Leather and Hide Tanning and Finishing31611052$100,0006.47%0.0%
Elevator and Moving Stairway Manufacturing33392152$175,0007.00%-
Printing Ink Manufacturing32591052$200,0006.00%8.3%
Household Furniture (except Wood and Metal) Manufacturing33712551$100,0007.28%14.3%
Other Communication and Energy Wire Manufacturing33592951$250,0006.88%-
Overhead Traveling Crane, Hoist, and Monorail System Manufacturing33392351$350,0006.00%12.0%
Switchgear and Switchboard Apparatus Manufacturing33531350$425,5006.86%-
Industrial Process Furnace and Oven Manufacturing33399450$500,0006.00%-
Motor Vehicle Metal Stamping33637049$500,0005.83%10.7%
Printing Machinery and Equipment Manufacturing33324449$600,0006.00%-
Electronic Connector Manufacturing33441748$609,5005.88%0.0%
Aluminum Foundries33152448$505,5006.00%2.8%
Wood Preservation32111448$100,0007.50%19.2%
Specialty Canning31142248$115,0006.50%3.2%
Automatic Environmental Control Manufacturing for Residential, Commercial, and Appliance Use33451247$200,0005.84%3.7%
Abrasive Product Manufacturing32791046$298,2505.25%-
Electric Lamp Bulb and Part Manufacturing33511046$150,0006.00%14.8%
Fiber, Yarn, and Thread Mills31311046$150,0007.38%-
Rubber Product Manufacturing for Mechanical Use32629145$350,0006.00%-
Other Metalworking Machinery Manufacturing33351845$200,0006.00%4.9%
Sanitary Paper Product Manufacturing32229145$475,0008.00%-
Spring Manufacturing33261345$657,0005.50%-
Mining Machinery and Equipment Manufacturing33313144$608,0005.89%-
Commercial, Industrial, and Institutional Electric Lighting Fixture Manufacturing33513244$441,0009.25%-
Hand and Edge Tool Manufacturing33221243$250,0005.50%3.1%
Manufactured Home (Mobile Home) Manufacturing32199142$350,0008.00%-
Aluminum Sheet, Plate, and Foil Manufacturing33131542$200,0006.00%-
Other Paperboard Container Manufacturing32221942$439,0006.25%-
Heavy Duty Truck Manufacturing33612041$250,0006.00%-
Women's Handbag and Purse Manufacturing31699241$75,0006.07%8.3%
Plastics Plumbing Fixture Manufacturing32619141$150,0006.25%-
Unlaminated Plastics Film and Sheet (except Packaging) Manufacturing32611340$494,5005.97%-
Other Basic Inorganic Chemical Manufacturing32518040$570,0006.00%-

Lenders

Most active in this sector

Approvals by fiscal year

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Gross approval dollars. Final bar is a partial fiscal year.

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