How much do SBA lenders typically lend to a fruit and vegetable canning business?

The median SBA approval in NAICS 311421 is $108,150, with the middle 80% of loans between $15,000 and $790,000. Across all industries the median is $180,000.

Which lenders are most active in fruit and vegetable canning?

By dollars approved: Woodlands National Bank, Small Business Growth Corporation, First-Citizens Bank & Trust Company, City National Bank, First Financial Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is fruit and vegetable canning considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 8.3% were charged off, versus 7.6% across all SBA lending. That is close to average.

NAICS 311421 · Manufacturing

SBA loans for fruit and vegetable canning

160 SBA loans worth $53.0M have been approved in this industry since FY2010 - the #586 most-financed NAICS code in the country.

Median loan

$108,150

-40% vs all industries

Typical range

$15K-$790K

Middle 80%

Median rate

6.88%

7(a) initial note rate

Median term

10 yr

Charge-off rate

8.3%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
Woodlands National Bank	10	$7.1M
Small Business Growth Corporation	2	$4.3M
First-Citizens Bank & Trust Company	1	$4.0M
City National Bank	2	$3.0M
First Financial Bank	2	$2.5M
FirstBank	1	$2.0M
CDC Small Business Finance Corp.	3	$1.9M
Harvest Small Business Finance, LLC	2	$1.6M
Summit CU	1	$1.6M
Empire State Certified Development Corporation	3	$1.4M

Geography

Where these loans were made

State	Loans	Share
New York	20
California	16
Minnesota	13
Michigan	11
Illinois	10
Ohio	7
Florida	6
Hawaii	6

Approvals by fiscal year

’10

’11

’12

’13

’14

’15

’16

’17

’18

’19

’20

’21

’22

’23

’24

’25

’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
28%
$50K - $150K
29%
$150K - $350K
16%
$350K - $1M
19%
$1M - $2M
4%
Over $2M
4%

Nearby

Other manufacturing industries

See the sector

Breweries4,377 · $265,000 Retail Bakeries2,557 · $150,000 Commercial Bakeries1,411 · $150,000 Wineries1,122 · $210,000 All Other Miscellaneous Food Manufacturing1,008 · $300,000 Coffee and Tea Manufacturing804 · $127,750 Apparel Accessories and Other Apparel Manufacturing782 · $200,000 Distilleries769 · $250,000

Common questions

How much do SBA lenders typically lend to a fruit and vegetable canning business?: The median SBA approval in NAICS 311421 is $108,150, with the middle 80% of loans between $15,000 and $790,000. Across all industries the median is $180,000.
Which lenders are most active in fruit and vegetable canning?: By dollars approved: Woodlands National Bank, Small Business Growth Corporation, First-Citizens Bank & Trust Company, City National Bank, First Financial Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is fruit and vegetable canning considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 8.3% were charged off, versus 7.6% across all SBA lending. That is close to average.

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