How much do SBA lenders typically lend to a textile and fabric finishing mills business?

The median SBA approval in NAICS 313310 is $237,500, with the middle 80% of loans between $30,000 and $1,550,000. Across all industries the median is $180,000.

Which lenders are most active in textile and fabric finishing mills?

By dollars approved: Business Finance Capital, Pinnacle Bank, Touchmark National Bank, The Huntington National Bank, BizCapital BIDCO I, LLC. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is textile and fabric finishing mills considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 13.3% were charged off, versus 7.6% across all SBA lending. That is materially above average, which in practice tends to mean tighter underwriting, more collateral, or a larger equity injection.

NAICS 313310 · Manufacturing

SBA loans for textile and fabric finishing mills

118 SBA loans worth $65.3M have been approved in this industry since FY2010 - the #655 most-financed NAICS code in the country.

Median loan

$237,500

+32% vs all industries

Typical range

$30K-$1.6M

Middle 80%

Median rate

7.25%

7(a) initial note rate

Median term

10 yr

Charge-off rate

13.3%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
Business Finance Capital	3	$7.9M
Pinnacle Bank	4	$5.3M
Touchmark National Bank	2	$4.0M
The Huntington National Bank	7	$3.5M
BizCapital BIDCO I, LLC	1	$3.2M
Commonwealth Business Bank	1	$3.1M
Bank Five Nine	1	$2.6M
Meridian Bank	2	$2.5M
Newtek Bank	4	$2.1M
Bank of Clarke	2	$2.0M

Geography

Where these loans were made

State	Loans	Share
California	29
North Carolina	12
Ohio	8
New York	7
Florida	7
Massachusetts	7
Georgia	6
New Jersey	5

Approvals by fiscal year

’13

’14

’15

’16

’17

’18

’19

’20

’21

’22

’23

’24

’25

’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
16%
$50K - $150K
19%
$150K - $350K
24%
$350K - $1M
22%
$1M - $2M
12%
Over $2M
7%

Nearby

Other manufacturing industries

See the sector

Breweries4,377 · $265,000 Retail Bakeries2,557 · $150,000 Commercial Bakeries1,411 · $150,000 Wineries1,122 · $210,000 All Other Miscellaneous Food Manufacturing1,008 · $300,000 Coffee and Tea Manufacturing804 · $127,750 Apparel Accessories and Other Apparel Manufacturing782 · $200,000 Distilleries769 · $250,000

Common questions

How much do SBA lenders typically lend to a textile and fabric finishing mills business?: The median SBA approval in NAICS 313310 is $237,500, with the middle 80% of loans between $30,000 and $1,550,000. Across all industries the median is $180,000.
Which lenders are most active in textile and fabric finishing mills?: By dollars approved: Business Finance Capital, Pinnacle Bank, Touchmark National Bank, The Huntington National Bank, BizCapital BIDCO I, LLC. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is textile and fabric finishing mills considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 13.3% were charged off, versus 7.6% across all SBA lending. That is materially above average, which in practice tends to mean tighter underwriting, more collateral, or a larger equity injection.

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