How much do SBA lenders typically lend to a curtain and linen mills business?

The median SBA approval in NAICS 314120 is $166,500, with the middle 80% of loans between $15,000 and $2,305,400. Across all industries the median is $180,000.

Which lenders are most active in curtain and linen mills?

By dollars approved: U.S. Bank, KeyBank, Commercial Bank of California, Community Investment Corporation, First State Bank of Middlebury. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is curtain and linen mills considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 3.5% were charged off, versus 7.6% across all SBA lending. That is below average, which generally makes lenders more comfortable with the sector.

NAICS 314120 · Manufacturing

SBA loans for curtain and linen mills

63 SBA loans worth $41.8M have been approved in this industry since FY2010 - the #800 most-financed NAICS code in the country.

Median loan

$166,500

-8% vs all industries

Typical range

$15K-$2.3M

Middle 80%

Median rate

7.00%

7(a) initial note rate

Median term

10 yr

Charge-off rate

3.5%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
U.S. Bank	6	$5.7M
KeyBank	3	$5.1M
Commercial Bank of California	1	$5.0M
Community Investment Corporation	1	$4.3M
First State Bank of Middlebury	2	$3.8M
Newtek Bank	1	$3.0M
Bank of America	1	$2.3M
Readycap Lending, LLC	1	$1.8M
Harvest Small Business Finance, LLC	2	$1.7M
JPMorgan Chase Bank	4	$1.7M

Geography

Where these loans were made

State	Loans	Share
California	16
Massachusetts	6
New York	4
Indiana	4
North Carolina	4
Oregon	3
Pennsylvania	2
Ohio	2

Approvals by fiscal year

’13

’14

’15

’16

’17

’18

’19

’21

’22

’23

’25

’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
29%
$50K - $150K
21%
$150K - $350K
14%
$350K - $1M
17%
$1M - $2M
6%
Over $2M
13%

Nearby

Other manufacturing industries

See the sector

Breweries4,377 · $265,000 Retail Bakeries2,557 · $150,000 Commercial Bakeries1,411 · $150,000 Wineries1,122 · $210,000 All Other Miscellaneous Food Manufacturing1,008 · $300,000 Coffee and Tea Manufacturing804 · $127,750 Apparel Accessories and Other Apparel Manufacturing782 · $200,000 Distilleries769 · $250,000

Common questions

How much do SBA lenders typically lend to a curtain and linen mills business?: The median SBA approval in NAICS 314120 is $166,500, with the middle 80% of loans between $15,000 and $2,305,400. Across all industries the median is $180,000.
Which lenders are most active in curtain and linen mills?: By dollars approved: U.S. Bank, KeyBank, Commercial Bank of California, Community Investment Corporation, First State Bank of Middlebury. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is curtain and linen mills considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 3.5% were charged off, versus 7.6% across all SBA lending. That is below average, which generally makes lenders more comfortable with the sector.

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