How much do SBA lenders typically lend to a women's, girls', and infants' cut and sew apparel contractors business?

The median SBA approval in NAICS 315212 is $90,000, with the middle 80% of loans between $12,500 and $906,000. Across all industries the median is $180,000.

Which lenders are most active in women's, girls', and infants' cut and sew apparel contractors?

By dollars approved: Bank of Hope, CDC Small Business Finance Corp., Mortgage Capital Development Corporation, United Business Bank, California Business Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is women's, girls', and infants' cut and sew apparel contractors considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 7.8% were charged off, versus 7.6% across all SBA lending. That is close to average.

NAICS 315212 · Manufacturing

SBA loans for women's, girls', and infants' cut and sew apparel contractors

53 SBA loans worth $17.9M have been approved in this industry since FY2010 - the #839 most-financed NAICS code in the country.

Median loan

$90,000

-50% vs all industries

Typical range

$13K-$906K

Middle 80%

Median rate

6.13%

7(a) initial note rate

Median term

7 yr

Charge-off rate

7.8%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
Bank of Hope	12	$10.1M
CDC Small Business Finance Corp.	1	$2.3M
Mortgage Capital Development Corporation	1	$906K
United Business Bank	1	$835K
California Business Bank	1	$720K
AMPAC Tri-State CDC, Inc.	1	$480K
Columbia Bank	2	$375K
Regions Bank	1	$325K
Old National Bank	1	$274K
U.S. Bank	1	$257K

Geography

Where these loans were made

State	Loans	Share
California	25
Pennsylvania	3
Massachusetts	3
Michigan	3
Texas	2
New York	2
Minnesota	2
Louisiana	1

Approvals by fiscal year

’10

’11

’12

’13

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
43%
$50K - $150K
13%
$150K - $350K
9%
$350K - $1M
25%
$1M - $2M
8%
Over $2M
2%

Nearby

Other manufacturing industries

See the sector

Breweries4,377 · $265,000 Retail Bakeries2,557 · $150,000 Commercial Bakeries1,411 · $150,000 Wineries1,122 · $210,000 All Other Miscellaneous Food Manufacturing1,008 · $300,000 Coffee and Tea Manufacturing804 · $127,750 Apparel Accessories and Other Apparel Manufacturing782 · $200,000 Distilleries769 · $250,000

Common questions

How much do SBA lenders typically lend to a women's, girls', and infants' cut and sew apparel contractors business?: The median SBA approval in NAICS 315212 is $90,000, with the middle 80% of loans between $12,500 and $906,000. Across all industries the median is $180,000.
Which lenders are most active in women's, girls', and infants' cut and sew apparel contractors?: By dollars approved: Bank of Hope, CDC Small Business Finance Corp., Mortgage Capital Development Corporation, United Business Bank, California Business Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is women's, girls', and infants' cut and sew apparel contractors considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 7.8% were charged off, versus 7.6% across all SBA lending. That is close to average.

We are a publisher, not a lender or broker. We never take applications and are never paid by borrowers. Read the full disclosures.