How much do SBA lenders typically lend to a cut and sew apparel manufacturing business?

The median SBA approval in NAICS 315250 is $200,000, with the middle 80% of loans between $50,000 and $1,563,000. Across all industries the median is $180,000.

Which lenders are most active in cut and sew apparel manufacturing?

By dollars approved: TD Bank, Advantage Certified Development Corporation, Newtek Bank, FirstBank Puerto Rico, EverTrust Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

NAICS 315250 · Manufacturing

SBA loans for cut and sew apparel manufacturing

108 SBA loans worth $65.7M have been approved in this industry since FY2010 - the #670 most-financed NAICS code in the country.

Median loan

$200,000

+11% vs all industries

Typical range

$50K-$1.6M

Middle 80%

Median rate

10.25%

7(a) initial note rate

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
TD Bank	4	$7.2M
Advantage Certified Development Corporation	2	$5.5M
Newtek Bank	13	$5.1M
FirstBank Puerto Rico	1	$5.0M
EverTrust Bank	1	$5.0M
California Statewide Certified Development Corporation	2	$3.9M
Live Oak Banking Company	2	$3.5M
Columbia Bank	3	$2.7M
ChoiceOne Bank	1	$2.7M
CDC Small Business Finance Corp.	3	$2.5M

Geography

Where these loans were made

State	Loans	Share
California	30
New York	10
Ohio	9
Texas	8
Minnesota	6
New Jersey	6
Pennsylvania	3
Virginia	3

Approvals by fiscal year

’22

’23

’24

’25

’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
8%
$50K - $150K
26%
$150K - $350K
29%
$350K - $1M
19%
$1M - $2M
9%
Over $2M
9%

Nearby

Other manufacturing industries

See the sector

Breweries4,377 · $265,000 Retail Bakeries2,557 · $150,000 Commercial Bakeries1,411 · $150,000 Wineries1,122 · $210,000 All Other Miscellaneous Food Manufacturing1,008 · $300,000 Coffee and Tea Manufacturing804 · $127,750 Apparel Accessories and Other Apparel Manufacturing782 · $200,000 Distilleries769 · $250,000

Common questions

How much do SBA lenders typically lend to a cut and sew apparel manufacturing business?: The median SBA approval in NAICS 315250 is $200,000, with the middle 80% of loans between $50,000 and $1,563,000. Across all industries the median is $180,000.
Which lenders are most active in cut and sew apparel manufacturing?: By dollars approved: TD Bank, Advantage Certified Development Corporation, Newtek Bank, FirstBank Puerto Rico, EverTrust Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

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