NAICS 315280 · Manufacturing
SBA loans for other cut and sew apparel manufacturing
152 SBA loans worth $102.5M have been approved in this industry since FY2010 - the #599 most-financed NAICS code in the country.
Median loan
$232,000
+29% vs all industries
Typical range
$20K-$2.0M
Middle 80%
Median rate
6.30%
7(a) initial note rate
Median term
10 yr
Charge-off rate
7.4%
vs 7.6% all industries
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Business Finance Capital | 6 | $10.7M | |
| U.S. Bank | 11 | $9.3M | |
| Mortgage Capital Development Corporation | 5 | $7.8M | |
| Santander Bank | 4 | $7.8M | |
| Wells Fargo Bank | 11 | $6.7M | |
| Fifth Third Bank | 2 | $5.1M | |
| Bay Area Employment Development Company | 1 | $5.0M | |
| Zions Bank, A Division of | 3 | $4.8M | |
| Truist Bank | 4 | $4.4M | |
| JPMorgan Chase Bank | 10 | $3.2M |
Geography
Where these loans were made
| State | Loans | Share |
|---|---|---|
| California | 41 | |
| New York | 10 | |
| Utah | 9 | |
| Florida | 7 | |
| New Jersey | 7 | |
| Illinois | 7 | |
| North Carolina | 6 | |
| Texas | 6 |
Approvals by fiscal year
’12
’13
’14
’15
’16
’17
’18
’19
’20
’21
’22
’23
’25
’26
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K20%
- $50K - $150K20%
- $150K - $350K22%
- $350K - $1M17%
- $1M - $2M11%
- Over $2M11%
Nearby
Other manufacturing industries
Breweries4,377 · $265,000Retail Bakeries2,557 · $150,000Commercial Bakeries1,411 · $150,000Wineries1,122 · $210,000All Other Miscellaneous Food Manufacturing1,008 · $300,000Coffee and Tea Manufacturing804 · $127,750Apparel Accessories and Other Apparel Manufacturing782 · $200,000Distilleries769 · $250,000
Common questions
- How much do SBA lenders typically lend to a other cut and sew apparel manufacturing business?
- The median SBA approval in NAICS 315280 is $232,000, with the middle 80% of loans between $20,000 and $2,000,000. Across all industries the median is $180,000.
- Which lenders are most active in other cut and sew apparel manufacturing?
- By dollars approved: Business Finance Capital, U.S. Bank, Mortgage Capital Development Corporation, Santander Bank, Wells Fargo Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
- Is other cut and sew apparel manufacturing considered a risky industry by SBA lenders?
- Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 7.4% were charged off, versus 7.6% across all SBA lending. That is close to average.
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