How much do SBA lenders typically lend to a all other cut and sew apparel manufacturing business?

The median SBA approval in NAICS 315299 is $150,000, with the middle 80% of loans between $25,000 and $926,300. Across all industries the median is $180,000.

Which lenders are most active in all other cut and sew apparel manufacturing?

By dollars approved: U.S. Bank, Wells Fargo Bank, Bank of Hope, Business Finance Capital, CDC Small Business Finance Corp.. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is all other cut and sew apparel manufacturing considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 7.3% were charged off, versus 7.6% across all SBA lending. That is close to average.

NAICS 315299 · Manufacturing

SBA loans for all other cut and sew apparel manufacturing

97 SBA loans worth $35.8M have been approved in this industry since FY2010 - the #697 most-financed NAICS code in the country.

Median loan

$150,000

-17% vs all industries

Typical range

$25K-$926K

Middle 80%

Median rate

6.00%

7(a) initial note rate

Median term

7 yr

Charge-off rate

7.3%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
U.S. Bank	8	$5.7M
Wells Fargo Bank	7	$5.3M
Bank of Hope	4	$5.3M
Business Finance Capital	1	$3.9M
CDC Small Business Finance Corp.	4	$3.1M
The Huntington National Bank	10	$2.1M
SBA CLSC Servicing	3	$1.1M
Mortgage Capital Development Corporation	2	$1.0M
First National Bank of Pennsylvania	2	$940K
County National Bank	1	$689K

Geography

Where these loans were made

State	Loans	Share
California	38
North Carolina	8
New York	7
Virginia	5
Michigan	5
Indiana	4
Minnesota	4
Tennessee	4

Approvals by fiscal year

’10

’11

’12

’13

’14

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
25%
$50K - $150K
24%
$150K - $350K
16%
$350K - $1M
26%
$1M - $2M
7%
Over $2M
2%

Nearby

Other manufacturing industries

See the sector

Breweries4,377 · $265,000 Retail Bakeries2,557 · $150,000 Commercial Bakeries1,411 · $150,000 Wineries1,122 · $210,000 All Other Miscellaneous Food Manufacturing1,008 · $300,000 Coffee and Tea Manufacturing804 · $127,750 Apparel Accessories and Other Apparel Manufacturing782 · $200,000 Distilleries769 · $250,000

Common questions

How much do SBA lenders typically lend to a all other cut and sew apparel manufacturing business?: The median SBA approval in NAICS 315299 is $150,000, with the middle 80% of loans between $25,000 and $926,300. Across all industries the median is $180,000.
Which lenders are most active in all other cut and sew apparel manufacturing?: By dollars approved: U.S. Bank, Wells Fargo Bank, Bank of Hope, Business Finance Capital, CDC Small Business Finance Corp.. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is all other cut and sew apparel manufacturing considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 7.3% were charged off, versus 7.6% across all SBA lending. That is close to average.

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