How much do SBA lenders typically lend to a footwear manufacturing business?

The median SBA approval in NAICS 316210 is $150,000, with the middle 80% of loans between $25,000 and $1,276,000. Across all industries the median is $180,000.

Which lenders are most active in footwear manufacturing?

By dollars approved: Business Finance Capital, Wells Fargo Bank, JPMorgan Chase Bank, Commercial Bank, Newtek Small Business Finance, Inc.. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is footwear manufacturing considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 5.4% were charged off, versus 7.6% across all SBA lending. That is below average, which generally makes lenders more comfortable with the sector.

NAICS 316210 · Manufacturing

SBA loans for footwear manufacturing

86 SBA loans worth $33.3M have been approved in this industry since FY2010 - the #728 most-financed NAICS code in the country.

Median loan

$150,000

-17% vs all industries

Typical range

$25K-$1.3M

Middle 80%

Median rate

7.75%

7(a) initial note rate

Median term

10 yr

Charge-off rate

5.4%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
Business Finance Capital	6	$6.3M
Wells Fargo Bank	5	$2.5M
JPMorgan Chase Bank	3	$2.4M
Commercial Bank	1	$2.0M
Newtek Small Business Finance, Inc.	2	$1.6M
Brightbridge, Inc.	1	$1.3M
AMPAC Tri-State CDC, Inc.	1	$1.3M
Business Development Corporation (BDC)	2	$1.2M
Capital Access Group, Inc.	1	$1.0M
Republic Bank & Trust Company	2	$911K

Geography

Where these loans were made

State	Loans	Share
California	20
Michigan	6
Massachusetts	5
Texas	5
Colorado	5
Washington	4
New York	4
Tennessee	3

Approvals by fiscal year

’13

’14

’15

’16

’17

’18

’19

’20

’21

’22

’23

’24

’25

’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
19%
$50K - $150K
24%
$150K - $350K
17%
$350K - $1M
27%
$1M - $2M
12%
Over $2M
1%

Nearby

Other manufacturing industries

See the sector

Breweries4,377 · $265,000 Retail Bakeries2,557 · $150,000 Commercial Bakeries1,411 · $150,000 Wineries1,122 · $210,000 All Other Miscellaneous Food Manufacturing1,008 · $300,000 Coffee and Tea Manufacturing804 · $127,750 Apparel Accessories and Other Apparel Manufacturing782 · $200,000 Distilleries769 · $250,000

Common questions

How much do SBA lenders typically lend to a footwear manufacturing business?: The median SBA approval in NAICS 316210 is $150,000, with the middle 80% of loans between $25,000 and $1,276,000. Across all industries the median is $180,000.
Which lenders are most active in footwear manufacturing?: By dollars approved: Business Finance Capital, Wells Fargo Bank, JPMorgan Chase Bank, Commercial Bank, Newtek Small Business Finance, Inc.. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is footwear manufacturing considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 5.4% were charged off, versus 7.6% across all SBA lending. That is below average, which generally makes lenders more comfortable with the sector.

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