NAICS 316992 · Manufacturing
SBA loans for women's handbag and purse manufacturing
41 SBA loans worth $12.4M have been approved in this industry since FY2010 - the #893 most-financed NAICS code in the country.
Median loan
$75,000
-58% vs all industries
Typical range
$10K-$1.3M
Middle 80%
Median rate
6.07%
7(a) initial note rate
Median term
7 yr
Charge-off rate
8.3%
vs 7.6% all industries
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Enterprise Bank | 4 | $4.0M | |
| Sunwest Bank | 2 | $2.7M | |
| Pacific Alliance Bank | 1 | $1.3M | |
| The Huntington National Bank | 1 | $668K | |
| Wells Fargo Bank | 3 | $665K | |
| First Financial Bank | 1 | $500K | |
| JPMorgan Chase Bank | 4 | $475K | |
| Union Bank | 2 | $432K | |
| Regional Development Funding Corporation | 1 | $375K | |
| First Bank | 1 | $200K |
Geography
Where these loans were made
| State | Loans | Share |
|---|---|---|
| California | 10 | |
| Pennsylvania | 7 | |
| New York | 7 | |
| Oregon | 3 | |
| Massachusetts | 3 | |
| Florida | 2 | |
| Texas | 2 | |
| Vermont | 2 |
Approvals by fiscal year
’10
’11
’12
’13
’14
’15
’16
’17
’19
’22
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K37%
- $50K - $150K24%
- $150K - $350K12%
- $350K - $1M15%
- $1M - $2M12%
Nearby
Other manufacturing industries
Breweries4,377 · $265,000Retail Bakeries2,557 · $150,000Commercial Bakeries1,411 · $150,000Wineries1,122 · $210,000All Other Miscellaneous Food Manufacturing1,008 · $300,000Coffee and Tea Manufacturing804 · $127,750Apparel Accessories and Other Apparel Manufacturing782 · $200,000Distilleries769 · $250,000
Common questions
- How much do SBA lenders typically lend to a women's handbag and purse manufacturing business?
- The median SBA approval in NAICS 316992 is $75,000, with the middle 80% of loans between $10,000 and $1,300,000. Across all industries the median is $180,000.
- Which lenders are most active in women's handbag and purse manufacturing?
- By dollars approved: Enterprise Bank, Sunwest Bank, Pacific Alliance Bank, The Huntington National Bank, Wells Fargo Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
- Is women's handbag and purse manufacturing considered a risky industry by SBA lenders?
- Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 8.3% were charged off, versus 7.6% across all SBA lending. That is close to average.
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