NAICS 423910 · Wholesale
SBA loans for sporting and recreational goods and supplies merchant wholesalers
1,706 SBA loans worth $846.9M have been approved in this industry since FY2010 - the #134 most-financed NAICS code in the country.
Median loan
$191,750
+7% vs all industries
Typical range
$25K-$1.3M
Middle 80%
Median rate
6.50%
7(a) initial note rate
Median term
10 yr
Charge-off rate
8.9%
vs 7.6% all industries
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Wells Fargo Bank | 107 | $51.7M | |
| JPMorgan Chase Bank | 94 | $18.5M | |
| U.S. Bank | 84 | $17.7M | |
| The Huntington National Bank | 74 | $17.3M | |
| CDC Small Business Finance Corp. | 18 | $15.2M | |
| Wilmington Savings Fund Society | 3 | $14.7M | |
| Intermountain Business Lending, Inc. | 10 | $14.4M | |
| East West Bank | 11 | $14.4M | |
| Newtek Small Business Finance, Inc. | 16 | $13.7M | |
| Manufacturers and Traders Trust Company | 39 | $13.5M |
Approvals by fiscal year
’10
’11
’12
’13
’14
’15
’16
’17
’18
’19
’20
’21
’22
’23
’24
’25
’26
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K19%
- $50K - $150K22%
- $150K - $350K22%
- $350K - $1M22%
- $1M - $2M8%
- Over $2M6%
Nearby
Other wholesale industries
Other Miscellaneous Durable Goods Merchant Wholesalers4,432 · $296,000Other Miscellaneous Nondurable Goods Merchant Wholesalers3,598 · $270,000Other Grocery and Related Products Merchant Wholesalers2,289 · $150,000Medical, Dental, and Hospital Equipment and Supplies Merchant Wholesalers1,953 · $150,000Industrial Machinery and Equipment Merchant Wholesalers1,918 · $300,000Wholesale Trade Agents and Brokers1,547 · $180,000Recyclable Material Merchant Wholesalers1,450 · $350,000Women's, Children's, and Infants' Clothing and Accessories Merchant Wholesalers1,431 · $250,000
Common questions
- How much do SBA lenders typically lend to a sporting and recreational goods and supplies merchant wholesalers business?
- The median SBA approval in NAICS 423910 is $191,750, with the middle 80% of loans between $25,000 and $1,300,000. Across all industries the median is $180,000.
- Which lenders are most active in sporting and recreational goods and supplies merchant wholesalers?
- By dollars approved: Wells Fargo Bank, JPMorgan Chase Bank, U.S. Bank, The Huntington National Bank, CDC Small Business Finance Corp.. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
- Is sporting and recreational goods and supplies merchant wholesalers considered a risky industry by SBA lenders?
- Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 8.9% were charged off, versus 7.6% across all SBA lending. That is close to average.
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