NAICS 424990 · Wholesale
SBA loans for other miscellaneous nondurable goods merchant wholesalers
3,598 SBA loans worth $2.40B have been approved in this industry since FY2010 - the #66 most-financed NAICS code in the country.
Median loan
$270,000
+50% vs all industries
Typical range
$30K-$1.8M
Middle 80%
Median rate
6.25%
7(a) initial note rate
Median term
10 yr
Charge-off rate
7.5%
vs 7.6% all industries
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| CDC Small Business Finance Corp. | 85 | $92.5M | |
| The Huntington National Bank | 175 | $81.6M | |
| Business Finance Capital | 49 | $75.3M | |
| Wells Fargo Bank | 162 | $74.4M | |
| East West Bank | 76 | $73.5M | |
| JPMorgan Chase Bank | 244 | $68.3M | |
| Trenton Business Assistance Corporation | 40 | $63.9M | |
| U.S. Bank | 144 | $55.7M | |
| Empire State Certified Development Corporation | 36 | $55.2M | |
| California Statewide Certified Development Corporation | 34 | $50.6M |
Geography
Where these loans were made
| State | Loans | Share |
|---|---|---|
| California | 966 | |
| New York | 364 | |
| Florida | 312 | |
| New Jersey | 228 | |
| Texas | 198 | |
| Illinois | 139 | |
| Massachusetts | 97 | |
| Pennsylvania | 90 |
Approvals by fiscal year
’10
’11
’12
’13
’14
’15
’16
’17
’18
’19
’20
’21
’22
’23
’24
’25
’26
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K12%
- $50K - $150K18%
- $150K - $350K24%
- $350K - $1M24%
- $1M - $2M12%
- Over $2M9%
Nearby
Other wholesale industries
Other Miscellaneous Durable Goods Merchant Wholesalers4,432 · $296,000Other Grocery and Related Products Merchant Wholesalers2,289 · $150,000Medical, Dental, and Hospital Equipment and Supplies Merchant Wholesalers1,953 · $150,000Industrial Machinery and Equipment Merchant Wholesalers1,918 · $300,000Sporting and Recreational Goods and Supplies Merchant Wholesalers1,706 · $191,750Wholesale Trade Agents and Brokers1,547 · $180,000Recyclable Material Merchant Wholesalers1,450 · $350,000Women's, Children's, and Infants' Clothing and Accessories Merchant Wholesalers1,431 · $250,000
Common questions
- How much do SBA lenders typically lend to a other miscellaneous nondurable goods merchant wholesalers business?
- The median SBA approval in NAICS 424990 is $270,000, with the middle 80% of loans between $30,000 and $1,829,000. Across all industries the median is $180,000.
- Which lenders are most active in other miscellaneous nondurable goods merchant wholesalers?
- By dollars approved: CDC Small Business Finance Corp., The Huntington National Bank, Business Finance Capital, Wells Fargo Bank, East West Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
- Is other miscellaneous nondurable goods merchant wholesalers considered a risky industry by SBA lenders?
- Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 7.5% were charged off, versus 7.6% across all SBA lending. That is close to average.
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