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NAICS 441227 · Retail
SBA loans for motorcycle, atv, and all other motor vehicle dealers
322 SBA loans worth $291.3M have been approved in this industry since FY2010 - the #438 most-financed NAICS code in the country.
Median loan
$350,500
+95% vs all industries
Typical range
$50K-$2.9M
Middle 80%
Median rate
9.88%
7(a) initial note rate
Median term
10 yr
Charge-off rate
-
Cohort too small
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Mortgage Capital Development Corporation | 6 | $14.5M | |
| Wells Fargo Bank | 13 | $12.1M | |
| Beacon Bank and Trust | 4 | $10.4M | |
| First Bank of the Lake | 2 | $10.0M | |
| The Huntington National Bank | 9 | $8.7M | |
| Small Business Growth Corporation | 3 | $7.2M | |
| Capital Certified Development Corporation | 4 | $6.6M | |
| B:Side Capital | 4 | $6.2M | |
| First Internet Bank of Indiana | 4 | $6.2M | |
| Great Lakes Commercial Finance | 2 | $5.6M |
An SBA 7(a) lender for loans this size
44% of the SBA loans approved in motorcycle, atv, and all other motor vehicle dealers since FY2010 were under $350,000. SmartBiz makes SBA 7(a) loans up to $500,000. It is shown here as a separate, labelled option, outside the data rankings on this page. You apply on their site - we do not take applications and never see your information.
Check options with SmartBizWe may be paid if you apply through this link. It does not change what we publish, and no lender can buy a place in our rankings. Details.
Approvals by fiscal year
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K7%
- $50K - $150K16%
- $150K - $350K21%
- $350K - $1M28%
- $1M - $2M13%
- Over $2M16%
Franchise brands in Motorcycle, ATV, and All Other Motor Vehicle Dealers
| Franchise brand | Loans | Approved | Share |
|---|---|---|---|
| Harley Davidson | 14 | $31.1M | |
| Polaris | 7 | $14.4M | |
| Yamaha | 3 | $3.8M | |
| Honda Powersports Sales and Service Agreements | 3 | $1.9M | |
| BRP US Inc. | 2 | $2.6M | |
| Honda Automobile Division | 1 | $5.0M |
Brands with the most SBA loans recorded under this NAICS code, among brands with at least 10 loans in the file.
Nearby
Other retail industries
Common questions
- How much do SBA lenders typically lend to a motorcycle, atv, and all other motor vehicle dealers business?
- The median SBA approval in NAICS 441227 is $350,500, with the middle 80% of loans between $50,000 and $2,878,000. Across all industries the median is $180,000.
- Which lenders are most active in motorcycle, atv, and all other motor vehicle dealers?
- By dollars approved: Mortgage Capital Development Corporation, Wells Fargo Bank, Beacon Bank and Trust, First Bank of the Lake, The Huntington National Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
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