How much do SBA lenders typically lend to a motorcycle, atv, and all other motor vehicle dealers business?

The median SBA approval in NAICS 441227 is $350,500, with the middle 80% of loans between $50,000 and $2,878,000. Across all industries the median is $180,000.

Which lenders are most active in motorcycle, atv, and all other motor vehicle dealers?

By dollars approved: Mortgage Capital Development Corporation, Wells Fargo Bank, Beacon Bank and Trust, First Bank of the Lake, The Huntington National Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

NAICS 441227 · Retail

SBA loans for motorcycle, atv, and all other motor vehicle dealers

322 SBA loans worth $291.3M have been approved in this industry since FY2010 - the #438 most-financed NAICS code in the country.

Median loan

$350,500

+95% vs all industries

Typical range

$50K-$2.9M

Middle 80%

Median rate

9.88%

7(a) initial note rate

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
Mortgage Capital Development Corporation	6	$14.5M
Wells Fargo Bank	13	$12.1M
Beacon Bank and Trust	4	$10.4M
First Bank of the Lake	2	$10.0M
The Huntington National Bank	9	$8.7M
Small Business Growth Corporation	3	$7.2M
Capital Certified Development Corporation	4	$6.6M
B:Side Capital	4	$6.2M
First Internet Bank of Indiana	4	$6.2M
Great Lakes Commercial Finance	2	$5.6M

Geography

Where these loans were made

State	Loans	Share
California	34
Florida	28
Texas	24
Utah	17
Michigan	15
Oregon	14
Ohio	14
Illinois	13

Approvals by fiscal year

’19

’22

’23

’24

’25

’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
7%
$50K - $150K
16%
$150K - $350K
21%
$350K - $1M
28%
$1M - $2M
13%
Over $2M
16%

Nearby

Other retail industries

See the sector

Gasoline Stations with Convenience Stores9,734 · $788,400 Beer, Wine, and Liquor Stores8,158 · $300,000 Supermarkets and Other Grocery Retailers7,314 · $350,000 Pharmacies and Drug Stores4,651 · $350,000 Convenience Stores4,629 · $179,100 Used Car Dealers4,422 · $227,750 Automotive Parts and Accessories Stores2,779 · $181,100 Beer, Wine, and Liquor Retailers2,760 · $500,000

Common questions

How much do SBA lenders typically lend to a motorcycle, atv, and all other motor vehicle dealers business?: The median SBA approval in NAICS 441227 is $350,500, with the middle 80% of loans between $50,000 and $2,878,000. Across all industries the median is $180,000.
Which lenders are most active in motorcycle, atv, and all other motor vehicle dealers?: By dollars approved: Mortgage Capital Development Corporation, Wells Fargo Bank, Beacon Bank and Trust, First Bank of the Lake, The Huntington National Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

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