How much do SBA lenders typically lend to a other building material dealers business?

The median SBA approval in NAICS 444190 is $244,000, with the middle 80% of loans between $30,000 and $1,445,900. Across all industries the median is $180,000.

Which lenders are most active in other building material dealers?

By dollars approved: Wells Fargo Bank, The Huntington National Bank, CDC Small Business Finance Corp., U.S. Bank, Mortgage Capital Development Corporation. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is other building material dealers considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 5.5% were charged off, versus 7.6% across all SBA lending. That is below average, which generally makes lenders more comfortable with the sector.

NAICS 444190 · Retail

SBA loans for other building material dealers

2,162 SBA loans worth $1.15B have been approved in this industry since FY2010 - the #109 most-financed NAICS code in the country.

Median loan

$244,000

+36% vs all industries

Typical range

$30K-$1.4M

Middle 80%

Median rate

6.00%

7(a) initial note rate

Median term

10 yr

Charge-off rate

5.5%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
Wells Fargo Bank	108	$56.6M
The Huntington National Bank	115	$49.5M
CDC Small Business Finance Corp.	46	$41.4M
U.S. Bank	85	$35.1M
Mortgage Capital Development Corporation	22	$31.2M
Enterprise Bank & Trust	21	$27.1M
Florida First Capital Finance Corporation, Inc.	20	$19.9M
Truist Bank	27	$19.6M
KeyBank	44	$18.8M
Newtek Small Business Finance, Inc.	16	$18.5M

Geography

Where these loans were made

State	Loans	Share
California	326
Florida	149
New York	121
Texas	117
Ohio	91
Michigan	81
Massachusetts	72
Colorado	71

Approvals by fiscal year

’10

’11

’12

’13

’14

’15

’16

’17

’18

’19

’20

’21

’22

’23

’24

’25

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
13%
$50K - $150K
22%
$150K - $350K
24%
$350K - $1M
25%
$1M - $2M
11%
Over $2M
5%

Nearby

Other retail industries

See the sector

Gasoline Stations with Convenience Stores9,734 · $788,400 Beer, Wine, and Liquor Stores8,158 · $300,000 Supermarkets and Other Grocery Retailers7,314 · $350,000 Pharmacies and Drug Stores4,651 · $350,000 Convenience Stores4,629 · $179,100 Used Car Dealers4,422 · $227,750 Automotive Parts and Accessories Stores2,779 · $181,100 Beer, Wine, and Liquor Retailers2,760 · $500,000

Common questions

How much do SBA lenders typically lend to a other building material dealers business?: The median SBA approval in NAICS 444190 is $244,000, with the middle 80% of loans between $30,000 and $1,445,900. Across all industries the median is $180,000.
Which lenders are most active in other building material dealers?: By dollars approved: Wells Fargo Bank, The Huntington National Bank, CDC Small Business Finance Corp., U.S. Bank, Mortgage Capital Development Corporation. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is other building material dealers considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 5.5% were charged off, versus 7.6% across all SBA lending. That is below average, which generally makes lenders more comfortable with the sector.

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