How much do SBA lenders typically lend to a outdoor power equipment stores business?

The median SBA approval in NAICS 444210 is $171,000, with the middle 80% of loans between $25,000 and $1,035,000. Across all industries the median is $180,000.

Which lenders are most active in outdoor power equipment stores?

By dollars approved: Wells Fargo Bank, KeyBank, Live Oak Banking Company, The Huntington National Bank, Readycap Lending, LLC. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is outdoor power equipment stores considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 7.3% were charged off, versus 7.6% across all SBA lending. That is close to average.

NAICS 444210 · Retail

SBA loans for outdoor power equipment stores

406 SBA loans worth $170.8M have been approved in this industry since FY2010 - the #373 most-financed NAICS code in the country.

Median loan

$171,000

-5% vs all industries

Typical range

$25K-$1.0M

Middle 80%

Median rate

6.00%

7(a) initial note rate

Median term

10 yr

Charge-off rate

7.3%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
Wells Fargo Bank	22	$9.2M
KeyBank	6	$8.8M
Live Oak Banking Company	4	$7.6M
The Huntington National Bank	33	$6.7M
Readycap Lending, LLC	4	$5.1M
Pinnacle Bank	4	$4.8M
LincolnWay Community Bank	1	$4.4M
Bank of Hope	3	$3.8M
WBD, Inc.	8	$3.8M
Business Finance Group, Inc.	1	$3.8M

Geography

Where these loans were made

State	Loans	Share
Ohio	36
Florida	31
California	24
Wisconsin	22
Massachusetts	22
Texas	20
Indiana	18
Georgia	16

Approvals by fiscal year

’10

’11

’12

’13

’14

’15

’16

’17

’18

’19

’20

’21

’22

’23

’24

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
20%
$50K - $150K
22%
$150K - $350K
23%
$350K - $1M
24%
$1M - $2M
7%
Over $2M
3%

Nearby

Other retail industries

See the sector

Gasoline Stations with Convenience Stores9,734 · $788,400 Beer, Wine, and Liquor Stores8,158 · $300,000 Supermarkets and Other Grocery Retailers7,314 · $350,000 Pharmacies and Drug Stores4,651 · $350,000 Convenience Stores4,629 · $179,100 Used Car Dealers4,422 · $227,750 Automotive Parts and Accessories Stores2,779 · $181,100 Beer, Wine, and Liquor Retailers2,760 · $500,000

Common questions

How much do SBA lenders typically lend to a outdoor power equipment stores business?: The median SBA approval in NAICS 444210 is $171,000, with the middle 80% of loans between $25,000 and $1,035,000. Across all industries the median is $180,000.
Which lenders are most active in outdoor power equipment stores?: By dollars approved: Wells Fargo Bank, KeyBank, Live Oak Banking Company, The Huntington National Bank, Readycap Lending, LLC. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is outdoor power equipment stores considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 7.3% were charged off, versus 7.6% across all SBA lending. That is close to average.

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