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NAICS 444210 · Retail
SBA loans for outdoor power equipment stores
406 SBA loans worth $170.8M have been approved in this industry since FY2010 - the #373 most-financed NAICS code in the country.
Median loan
$171,000
-5% vs all industries
Typical range
$25K-$1.0M
Middle 80%
Median rate
6.00%
7(a) initial note rate
Median term
10 yr
Charge-off rate
7.3%
vs 7.6% all industries
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Wells Fargo Bank | 22 | $9.2M | |
| KeyBank | 6 | $8.8M | |
| Live Oak Banking Company | 4 | $7.6M | |
| The Huntington National Bank | 33 | $6.7M | |
| Readycap Lending, LLC | 4 | $5.1M | |
| Pinnacle Bank | 4 | $4.8M | |
| LincolnWay Community Bank | 1 | $4.4M | |
| Bank of Hope | 3 | $3.8M | |
| WBD, Inc. | 8 | $3.8M | |
| Business Finance Group, Inc. | 1 | $3.8M |
Geography
Where these loans were made
| State | Loans | Share |
|---|---|---|
| Ohio | 36 | |
| Florida | 31 | |
| California | 24 | |
| Wisconsin | 22 | |
| Massachusetts | 22 | |
| Texas | 20 | |
| Indiana | 18 | |
| Georgia | 16 |
An SBA 7(a) lender for loans this size
66% of the SBA loans approved in outdoor power equipment stores since FY2010 were under $350,000. SmartBiz makes SBA 7(a) loans up to $500,000. It is shown here as a separate, labelled option, outside the data rankings on this page. You apply on their site - we do not take applications and never see your information.
Check options with SmartBizWe may be paid if you apply through this link. It does not change what we publish, and no lender can buy a place in our rankings. Details.
Approvals by fiscal year
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K20%
- $50K - $150K22%
- $150K - $350K23%
- $350K - $1M24%
- $1M - $2M7%
- Over $2M3%
Franchise brands in Outdoor Power Equipment Stores
| Franchise brand | Loans | Approved | Share |
|---|---|---|---|
| Generator Supercenter | 3 | $2.2M | |
| Polaris | 1 | $1.3M | |
| Kawasaki | 1 | $545K | |
| Ace Hardware | 1 | $1.2M |
Brands with the most SBA loans recorded under this NAICS code, among brands with at least 10 loans in the file.
Nearby
Other retail industries
Common questions
- How much do SBA lenders typically lend to a outdoor power equipment stores business?
- The median SBA approval in NAICS 444210 is $171,000, with the middle 80% of loans between $25,000 and $1,035,000. Across all industries the median is $180,000.
- Which lenders are most active in outdoor power equipment stores?
- By dollars approved: Wells Fargo Bank, KeyBank, Live Oak Banking Company, The Huntington National Bank, Readycap Lending, LLC. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
- Is outdoor power equipment stores considered a risky industry by SBA lenders?
- Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 7.3% were charged off, versus 7.6% across all SBA lending. That is close to average.
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