How much do SBA lenders typically lend to a other gasoline stations business?

The median SBA approval in NAICS 447190 is $211,500, with the middle 80% of loans between $25,500 and $1,500,000. Across all industries the median is $180,000.

Which lenders are most active in other gasoline stations?

By dollars approved: Celtic Bank Corporation, Byline Bank, Citizens Bank, The Huntington National Bank, BankUnited. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is other gasoline stations considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 5.1% were charged off, versus 7.6% across all SBA lending. That is below average, which generally makes lenders more comfortable with the sector.

NAICS 447190 · Retail

SBA loans for other gasoline stations

280 SBA loans worth $154.3M have been approved in this industry since FY2010 - the #466 most-financed NAICS code in the country.

Median loan

$211,500

+18% vs all industries

Typical range

$26K-$1.5M

Middle 80%

Median rate

6.00%

7(a) initial note rate

Median term

10 yr

Charge-off rate

5.1%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
Celtic Bank Corporation	10	$17.1M
Byline Bank	3	$8.4M
Citizens Bank	11	$6.4M
The Huntington National Bank	10	$6.3M
BankUnited	2	$4.8M
Commonwealth Business Bank	4	$4.8M
Wells Fargo Bank	8	$4.6M
Amplio Economic Development Corporation	2	$4.3M
Open Bank	2	$3.9M
Ameris Bank	1	$3.6M

Geography

Where these loans were made

State	Loans	Share
Massachusetts	42
California	28
New Jersey	23
Minnesota	20
Wisconsin	15
Puerto Rico	14
Texas	11
Connecticut	11

Approvals by fiscal year

’10

’11

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’13

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’15

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’23

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
15%
$50K - $150K
26%
$150K - $350K
21%
$350K - $1M
20%
$1M - $2M
12%
Over $2M
6%

Nearby

Other retail industries

See the sector

Gasoline Stations with Convenience Stores9,734 · $788,400 Beer, Wine, and Liquor Stores8,158 · $300,000 Supermarkets and Other Grocery Retailers7,314 · $350,000 Pharmacies and Drug Stores4,651 · $350,000 Convenience Stores4,629 · $179,100 Used Car Dealers4,422 · $227,750 Automotive Parts and Accessories Stores2,779 · $181,100 Beer, Wine, and Liquor Retailers2,760 · $500,000

Common questions

How much do SBA lenders typically lend to a other gasoline stations business?: The median SBA approval in NAICS 447190 is $211,500, with the middle 80% of loans between $25,500 and $1,500,000. Across all industries the median is $180,000.
Which lenders are most active in other gasoline stations?: By dollars approved: Celtic Bank Corporation, Byline Bank, Citizens Bank, The Huntington National Bank, BankUnited. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is other gasoline stations considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 5.1% were charged off, versus 7.6% across all SBA lending. That is below average, which generally makes lenders more comfortable with the sector.

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