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NAICS 447190 · Retail
SBA loans for other gasoline stations
280 SBA loans worth $154.3M have been approved in this industry since FY2010 - the #466 most-financed NAICS code in the country.
Median loan
$211,500
+18% vs all industries
Typical range
$26K-$1.5M
Middle 80%
Median rate
6.00%
7(a) initial note rate
Median term
10 yr
Charge-off rate
5.1%
vs 7.6% all industries
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Celtic Bank Corporation | 10 | $17.1M | |
| Byline Bank | 3 | $8.4M | |
| Citizens Bank | 11 | $6.4M | |
| The Huntington National Bank | 10 | $6.3M | |
| BankUnited | 2 | $4.8M | |
| Commonwealth Business Bank | 4 | $4.8M | |
| Wells Fargo Bank | 8 | $4.6M | |
| Amplio Economic Development Corporation | 2 | $4.3M | |
| Open Bank | 2 | $3.9M | |
| Ameris Bank | 1 | $3.6M |
Geography
Where these loans were made
| State | Loans | Share |
|---|---|---|
| Massachusetts | 42 | |
| California | 28 | |
| New Jersey | 23 | |
| Minnesota | 20 | |
| Wisconsin | 15 | |
| Puerto Rico | 14 | |
| Texas | 11 | |
| Connecticut | 11 |
An SBA 7(a) lender for loans this size
62% of the SBA loans approved in other gasoline stations since FY2010 were under $350,000. SmartBiz makes SBA 7(a) loans up to $500,000. It is shown here as a separate, labelled option, outside the data rankings on this page. You apply on their site - we do not take applications and never see your information.
Check options with SmartBizWe may be paid if you apply through this link. It does not change what we publish, and no lender can buy a place in our rankings. Details.
Approvals by fiscal year
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K15%
- $50K - $150K26%
- $150K - $350K21%
- $350K - $1M20%
- $1M - $2M12%
- Over $2M6%
Franchise brands in Other Gasoline Stations
| Franchise brand | Loans | Approved | Share |
|---|---|---|---|
| Shell Service Station | 3 | $2.7M | |
| Phillips 66 Branded Reseller Agreement | 3 | $4.3M | |
| Citgo Service Station | 2 | $1.7M | |
| Express Oil Change | 2 | $1.6M | |
| Chevron | 2 | $3.7M | |
| SEI Fuel Services, Inc Motor Fuel Supply & Security Agreement | 2 | $170K | |
| Mobil Oil | 1 | $577K | |
| Godfather's Pizza | 1 | $792K | |
| Exxon-Mobil Oil Corporation | 1 | $2.0M | |
| Valero | 1 | $397K |
Brands with the most SBA loans recorded under this NAICS code, among brands with at least 10 loans in the file.
Nearby
Other retail industries
Common questions
- How much do SBA lenders typically lend to a other gasoline stations business?
- The median SBA approval in NAICS 447190 is $211,500, with the middle 80% of loans between $25,500 and $1,500,000. Across all industries the median is $180,000.
- Which lenders are most active in other gasoline stations?
- By dollars approved: Celtic Bank Corporation, Byline Bank, Citizens Bank, The Huntington National Bank, BankUnited. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
- Is other gasoline stations considered a risky industry by SBA lenders?
- Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 5.1% were charged off, versus 7.6% across all SBA lending. That is below average, which generally makes lenders more comfortable with the sector.
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