How much do SBA lenders typically lend to a office supplies and stationery stores business?

The median SBA approval in NAICS 453210 is $146,000, with the middle 80% of loans between $20,000 and $788,600. Across all industries the median is $180,000.

Which lenders are most active in office supplies and stationery stores?

By dollars approved: Wells Fargo Bank, The Huntington National Bank, B:Side Capital, Bank of Bridger, BayFirst National Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is office supplies and stationery stores considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 9.3% were charged off, versus 7.6% across all SBA lending. That is close to average.

NAICS 453210 · Retail

SBA loans for office supplies and stationery stores

575 SBA loans worth $192.0M have been approved in this industry since FY2010 - the #312 most-financed NAICS code in the country.

Median loan

$146,000

-19% vs all industries

Typical range

$20K-$789K

Middle 80%

Median rate

6.00%

7(a) initial note rate

Median term

7.5 yr

Charge-off rate

9.3%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
Wells Fargo Bank	36	$12.4M
The Huntington National Bank	42	$6.1M
B:Side Capital	3	$5.6M
Bank of Bridger	2	$5.1M
BayFirst National Bank	4	$5.0M
Washington Trust Bank	1	$4.8M
JPMorgan Chase Bank	25	$3.8M
First Mid Bank & Trust	2	$3.6M
Truist Bank	12	$3.3M
First Financial Bank	9	$3.3M

Geography

Where these loans were made

State	Loans	Share
California	52
Texas	42
New York	41
Ohio	38
Michigan	29
Florida	26
Minnesota	23
Missouri	20

Approvals by fiscal year

’10

’11

’12

’13

’14

’15

’16

’17

’18

’19

’20

’21

’22

’23

’24

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
23%
$50K - $150K
27%
$150K - $350K
25%
$350K - $1M
16%
$1M - $2M
6%
Over $2M
3%

Nearby

Other retail industries

See the sector

All Other Miscellaneous Store Retailers4,300 · $107,450 Sporting Goods Stores3,679 · $121,000 Gasoline Stations with Convenience Stores2,813 · $1,292,200 Electronic Shopping and Mail-Order Houses2,417 · $100,000 Clothing and Clothing Accessories Retailers2,378 · $135,000 Other Direct Selling Establishments2,300 · $150,000 Electronic Shopping2,110 · $50,000 All Other Miscellaneous Retailers1,536 · $150,000

Common questions

How much do SBA lenders typically lend to a office supplies and stationery stores business?: The median SBA approval in NAICS 453210 is $146,000, with the middle 80% of loans between $20,000 and $788,600. Across all industries the median is $180,000.
Which lenders are most active in office supplies and stationery stores?: By dollars approved: Wells Fargo Bank, The Huntington National Bank, B:Side Capital, Bank of Bridger, BayFirst National Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is office supplies and stationery stores considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 9.3% were charged off, versus 7.6% across all SBA lending. That is close to average.

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