How much do SBA lenders typically lend to a shoe retailers business?

The median SBA approval in NAICS 458210 is $200,000, with the middle 80% of loans between $30,000 and $750,000. Across all industries the median is $180,000.

Which lenders are most active in shoe retailers?

By dollars approved: The Huntington National Bank, Mortgage Capital Development Corporation, Wells Fargo Bank, Live Oak Banking Company, Readycap Lending, LLC. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

NAICS 458210 · Retail

SBA loans for shoe retailers

248 SBA loans worth $85.5M have been approved in this industry since FY2010 - the #491 most-financed NAICS code in the country.

Median loan

$200,000

+11% vs all industries

Typical range

$30K-$750K

Middle 80%

Median rate

10.25%

7(a) initial note rate

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
The Huntington National Bank	33	$6.4M
Mortgage Capital Development Corporation	3	$5.7M
Wells Fargo Bank	13	$5.3M
Live Oak Banking Company	2	$4.2M
Readycap Lending, LLC	10	$3.4M
Farmers and Merchants Savings Bank	4	$3.3M
Newtek Bank	15	$2.9M
OakStar Bank	2	$2.8M
Celtic Bank Corporation	2	$2.6M
First-Citizens Bank & Trust Company	1	$2.4M

Geography

Where these loans were made

State	Loans	Share
California	39
Florida	25
New York	25
Ohio	16
Arizona	10
New Jersey	9
Minnesota	8
Tennessee	7

Approvals by fiscal year

’22

’23

’24

’25

’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
15%
$50K - $150K
27%
$150K - $350K
28%
$350K - $1M
23%
$1M - $2M
6%
Over $2M
2%

Nearby

Other retail industries

See the sector

All Other Miscellaneous Store Retailers4,300 · $107,450 Sporting Goods Stores3,679 · $121,000 Gasoline Stations with Convenience Stores2,813 · $1,292,200 Electronic Shopping and Mail-Order Houses2,417 · $100,000 Clothing and Clothing Accessories Retailers2,378 · $135,000 Other Direct Selling Establishments2,300 · $150,000 Electronic Shopping2,110 · $50,000 All Other Miscellaneous Retailers1,536 · $150,000

Common questions

How much do SBA lenders typically lend to a shoe retailers business?: The median SBA approval in NAICS 458210 is $200,000, with the middle 80% of loans between $30,000 and $750,000. Across all industries the median is $180,000.
Which lenders are most active in shoe retailers?: By dollars approved: The Huntington National Bank, Mortgage Capital Development Corporation, Wells Fargo Bank, Live Oak Banking Company, Readycap Lending, LLC. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

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