How much do SBA lenders typically lend to a sporting goods retailers business?

The median SBA approval in NAICS 459110 is $162,500, with the middle 80% of loans between $25,000 and $1,068,000. Across all industries the median is $180,000.

Which lenders are most active in sporting goods retailers?

By dollars approved: The Huntington National Bank, Newtek Bank, Pathward, Live Oak Banking Company, First Bank of the Lake. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

NAICS 459110 · Retail

SBA loans for sporting goods retailers

1,076 SBA loans worth $456.2M have been approved in this industry since FY2010 - the #193 most-financed NAICS code in the country.

Median loan

$162,500

-10% vs all industries

Typical range

$25K-$1.1M

Middle 80%

Median rate

10.00%

7(a) initial note rate

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
The Huntington National Bank	86	$20.6M
Newtek Bank	47	$15.4M
Pathward	6	$15.0M
Live Oak Banking Company	11	$13.9M
First Bank of the Lake	15	$10.9M
Mortgage Capital Development Corporation	5	$10.1M
Manufacturers and Traders Trust Company	32	$9.5M
U.S. Bank	50	$9.2M
Celtic Bank Corporation	22	$8.9M
Readycap Lending, LLC	27	$8.7M

Geography

Where these loans were made

State	Loans	Share
California	97
Florida	65
Minnesota	55
Colorado	53
Texas	50
Michigan	49
Ohio	44
New York	39

Approvals by fiscal year

’21

’22

’23

’24

’25

’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
16%
$50K - $150K
26%
$150K - $350K
25%
$350K - $1M
23%
$1M - $2M
6%
Over $2M
4%

Nearby

Other retail industries

See the sector

All Other Miscellaneous Store Retailers4,300 · $107,450 Sporting Goods Stores3,679 · $121,000 Gasoline Stations with Convenience Stores2,813 · $1,292,200 Electronic Shopping and Mail-Order Houses2,417 · $100,000 Clothing and Clothing Accessories Retailers2,378 · $135,000 Other Direct Selling Establishments2,300 · $150,000 Electronic Shopping2,110 · $50,000 All Other Miscellaneous Retailers1,536 · $150,000

Common questions

How much do SBA lenders typically lend to a sporting goods retailers business?: The median SBA approval in NAICS 459110 is $162,500, with the middle 80% of loans between $25,000 and $1,068,000. Across all industries the median is $180,000.
Which lenders are most active in sporting goods retailers?: By dollars approved: The Huntington National Bank, Newtek Bank, Pathward, Live Oak Banking Company, First Bank of the Lake. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

We are a publisher, not a lender or broker. We never take applications and are never paid by borrowers. Read the full disclosures.