How much do SBA lenders typically lend to a sewing, needlework, and piece goods retailers business?

The median SBA approval in NAICS 459130 is $120,000, with the middle 80% of loans between $25,000 and $616,400. Across all industries the median is $180,000.

Which lenders are most active in sewing, needlework, and piece goods retailers?

By dollars approved: New Millennium Bank, The Huntington National Bank, Washington Trust Bank, Dakota Business Finance, Manufacturers and Traders Trust Company. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

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NAICS 459130 · Retail

SBA loans for sewing, needlework, and piece goods retailers

162 SBA loans worth $43.3M have been approved in this industry since FY2010 - the #583 most-financed NAICS code in the country.

Median loan

$120,000

-33% vs all industries

Typical range

$25K-$616K

Middle 80%

Median rate

10.00%

7(a) initial note rate

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
New Millennium Bank	2	$3.2M
The Huntington National Bank	14	$2.9M
Washington Trust Bank	2	$2.1M
Dakota Business Finance	1	$1.9M
Manufacturers and Traders Trust Company	15	$1.7M
TD Bank	7	$1.7M
Harvest Small Business Finance, LLC	2	$1.6M
Readycap Lending, LLC	5	$1.5M
Banc of California	1	$1.3M
Stearns Bank	2	$1.1M

Geography

Where these loans were made

State	Loans	Share
New York	19
Texas	12
Illinois	10
Minnesota	10
Ohio	10
California	7
Pennsylvania	7
Wisconsin	6

An SBA 7(a) lender for loans this size

74% of the SBA loans approved in sewing, needlework, and piece goods retailers since FY2010 were under $350,000. SmartBiz makes SBA 7(a) loans up to $500,000. It is shown here as a separate, labelled option, outside the data rankings on this page. You apply on their site - we do not take applications and never see your information.

Check options with SmartBiz

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Approvals by fiscal year

’22

’23

’24

’25

’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
26%
$50K - $150K
28%
$150K - $350K
20%
$350K - $1M
20%
$1M - $2M
6%

Nearby

Other retail industries

See the sector

All Other Miscellaneous Store Retailers4,300 · $107,450 Sporting Goods Stores3,679 · $121,000 Gasoline Stations with Convenience Stores2,813 · $1,292,200 Electronic Shopping and Mail-Order Houses2,417 · $100,000 Clothing and Clothing Accessories Retailers2,378 · $135,000 Other Direct Selling Establishments2,300 · $150,000 Electronic Shopping2,110 · $50,000 All Other Miscellaneous Retailers1,536 · $150,000

Common questions

How much do SBA lenders typically lend to a sewing, needlework, and piece goods retailers business?: The median SBA approval in NAICS 459130 is $120,000, with the middle 80% of loans between $25,000 and $616,400. Across all industries the median is $180,000.
Which lenders are most active in sewing, needlework, and piece goods retailers?: By dollars approved: New Millennium Bank, The Huntington National Bank, Washington Trust Bank, Dakota Business Finance, Manufacturers and Traders Trust Company. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

We are a publisher, not a lender or broker. We never take applications and are never paid by borrowers. Read the full disclosures.