How much do SBA lenders typically lend to a book retailers and news dealers business?

The median SBA approval in NAICS 459210 is $100,000, with the middle 80% of loans between $20,000 and $500,000. Across all industries the median is $180,000.

Which lenders are most active in book retailers and news dealers?

By dollars approved: Truist Bank, Newtek Bank, Readycap Lending, LLC, Mortgage Capital Development Corporation, The Huntington National Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

NAICS 459210 · Retail

SBA loans for book retailers and news dealers

254 SBA loans worth $47.6M have been approved in this industry since FY2010 - the #486 most-financed NAICS code in the country.

Median loan

$100,000

-44% vs all industries

Typical range

$20K-$500K

Middle 80%

Median rate

10.25%

7(a) initial note rate

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
Truist Bank	1	$5.0M
Newtek Bank	20	$2.9M
Readycap Lending, LLC	21	$2.9M
Mortgage Capital Development Corporation	3	$2.6M
The Huntington National Bank	25	$2.5M
Wells Fargo Bank	9	$1.7M
Southwest Heritage Bank	2	$1.5M
Manufacturers and Traders Trust Company	9	$1.4M
Northeast Bank	14	$1.4M
U.S. Bank	7	$1.3M

Geography

Where these loans were made

State	Loans	Share
New York	26
California	24
Pennsylvania	21
Michigan	13
Illinois	12
Washington	11
Ohio	11
North Carolina	10

Approvals by fiscal year

’22

’23

’24

’25

’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
26%
$50K - $150K
36%
$150K - $350K
24%
$350K - $1M
13%
$1M - $2M
0%
Over $2M
0%

Nearby

Other retail industries

See the sector

All Other Miscellaneous Store Retailers4,300 · $107,450 Sporting Goods Stores3,679 · $121,000 Gasoline Stations with Convenience Stores2,813 · $1,292,200 Electronic Shopping and Mail-Order Houses2,417 · $100,000 Clothing and Clothing Accessories Retailers2,378 · $135,000 Other Direct Selling Establishments2,300 · $150,000 Electronic Shopping2,110 · $50,000 All Other Miscellaneous Retailers1,536 · $150,000

Common questions

How much do SBA lenders typically lend to a book retailers and news dealers business?: The median SBA approval in NAICS 459210 is $100,000, with the middle 80% of loans between $20,000 and $500,000. Across all industries the median is $180,000.
Which lenders are most active in book retailers and news dealers?: By dollars approved: Truist Bank, Newtek Bank, Readycap Lending, LLC, Mortgage Capital Development Corporation, The Huntington National Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

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