How much do SBA lenders typically lend to a office supplies and stationery retailers business?

The median SBA approval in NAICS 459410 is $266,000, with the middle 80% of loans between $50,000 and $1,433,000. Across all industries the median is $180,000.

Which lenders are most active in office supplies and stationery retailers?

By dollars approved: FinWise Bank, U.S. Bank, Readycap Lending, LLC, Pathward, The Bancorp Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

NAICS 459410 · Retail

SBA loans for office supplies and stationery retailers

105 SBA loans worth $66.8M have been approved in this industry since FY2010 - the #683 most-financed NAICS code in the country.

Median loan

$266,000

+48% vs all industries

Typical range

$50K-$1.4M

Middle 80%

Median rate

9.75%

7(a) initial note rate

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
FinWise Bank	4	$7.7M
U.S. Bank	4	$5.3M
Readycap Lending, LLC	8	$4.3M
Pathward	1	$4.3M
The Bancorp Bank	1	$4.3M
Greater Sacramento Certified Development Corporation	1	$3.7M
Mountain America FCU	1	$3.3M
T Bank	1	$3.0M
KeyBank	2	$2.8M
The Huntington National Bank	8	$2.3M

Geography

Where these loans were made

State	Loans	Share
California	16
New York	11
Georgia	7
Texas	6
Florida	5
New Jersey	5
Oregon	5
Wisconsin	4

Approvals by fiscal year

’22

’23

’24

’25

’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
9%
$50K - $150K
20%
$150K - $350K
30%
$350K - $1M
25%
$1M - $2M
9%
Over $2M
8%

Nearby

Other retail industries

See the sector

All Other Miscellaneous Store Retailers4,300 · $107,450 Sporting Goods Stores3,679 · $121,000 Gasoline Stations with Convenience Stores2,813 · $1,292,200 Electronic Shopping and Mail-Order Houses2,417 · $100,000 Clothing and Clothing Accessories Retailers2,378 · $135,000 Other Direct Selling Establishments2,300 · $150,000 Electronic Shopping2,110 · $50,000 All Other Miscellaneous Retailers1,536 · $150,000

Common questions

How much do SBA lenders typically lend to a office supplies and stationery retailers business?: The median SBA approval in NAICS 459410 is $266,000, with the middle 80% of loans between $50,000 and $1,433,000. Across all industries the median is $180,000.
Which lenders are most active in office supplies and stationery retailers?: By dollars approved: FinWise Bank, U.S. Bank, Readycap Lending, LLC, Pathward, The Bancorp Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

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