How much do SBA lenders typically lend to a pet and pet supplies retailers business?

The median SBA approval in NAICS 459910 is $248,800, with the middle 80% of loans between $35,000 and $1,200,300. Across all industries the median is $180,000.

Which lenders are most active in pet and pet supplies retailers?

By dollars approved: The Huntington National Bank, First Internet Bank of Indiana, Bank of America, BayFirst National Bank, United Community Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

NAICS 459910 · Retail

SBA loans for pet and pet supplies retailers

555 SBA loans worth $258.6M have been approved in this industry since FY2010 - the #318 most-financed NAICS code in the country.

Median loan

$248,800

+38% vs all industries

Typical range

$35K-$1.2M

Middle 80%

Median rate

10.00%

7(a) initial note rate

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
The Huntington National Bank	86	$37.3M
First Internet Bank of Indiana	8	$13.8M
Bank of America	12	$10.7M
BayFirst National Bank	21	$10.4M
United Community Bank	3	$8.7M
Live Oak Banking Company	8	$8.5M
First Bank of the Lake	9	$7.8M
Newtek Bank	22	$6.5M
U.S. Bank	16	$6.1M
Telhio Credit Union Inc	5	$5.1M

Geography

Where these loans were made

State	Loans	Share
California	89
Florida	55
Texas	36
Colorado	32
New York	27
Washington	23
Michigan	22
Ohio	21

Approvals by fiscal year

’19

’22

’23

’24

’25

’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
13%
$50K - $150K
24%
$150K - $350K
22%
$350K - $1M
28%
$1M - $2M
11%
Over $2M
3%

Nearby

Other retail industries

See the sector

All Other Miscellaneous Store Retailers4,300 · $107,450 Sporting Goods Stores3,679 · $121,000 Gasoline Stations with Convenience Stores2,813 · $1,292,200 Electronic Shopping and Mail-Order Houses2,417 · $100,000 Clothing and Clothing Accessories Retailers2,378 · $135,000 Other Direct Selling Establishments2,300 · $150,000 Electronic Shopping2,110 · $50,000 All Other Miscellaneous Retailers1,536 · $150,000

Common questions

How much do SBA lenders typically lend to a pet and pet supplies retailers business?: The median SBA approval in NAICS 459910 is $248,800, with the middle 80% of loans between $35,000 and $1,200,300. Across all industries the median is $180,000.
Which lenders are most active in pet and pet supplies retailers?: By dollars approved: The Huntington National Bank, First Internet Bank of Indiana, Bank of America, BayFirst National Bank, United Community Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

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