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NAICS 459910 · Retail
SBA loans for pet and pet supplies retailers
555 SBA loans worth $258.6M have been approved in this industry since FY2010 - the #318 most-financed NAICS code in the country.
Median loan
$248,800
+38% vs all industries
Typical range
$35K-$1.2M
Middle 80%
Median rate
10.00%
7(a) initial note rate
Median term
10 yr
Charge-off rate
-
Cohort too small
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| The Huntington National Bank | 86 | $37.3M | |
| First Internet Bank of Indiana | 8 | $13.8M | |
| Bank of America | 12 | $10.7M | |
| BayFirst National Bank | 21 | $10.4M | |
| United Community Bank | 3 | $8.7M | |
| Live Oak Banking Company | 8 | $8.5M | |
| First Bank of the Lake | 9 | $7.8M | |
| Newtek Bank | 22 | $6.5M | |
| U.S. Bank | 16 | $6.1M | |
| Telhio Credit Union Inc | 5 | $5.1M |
Geography
Where these loans were made
| State | Loans | Share |
|---|---|---|
| California | 89 | |
| Florida | 55 | |
| Texas | 36 | |
| Colorado | 32 | |
| New York | 27 | |
| Washington | 23 | |
| Michigan | 22 | |
| Ohio | 21 |
An SBA 7(a) lender for loans this size
59% of the SBA loans approved in pet and pet supplies retailers since FY2010 were under $350,000. SmartBiz makes SBA 7(a) loans up to $500,000. It is shown here as a separate, labelled option, outside the data rankings on this page. You apply on their site - we do not take applications and never see your information.
Check options with SmartBizWe may be paid if you apply through this link. It does not change what we publish, and no lender can buy a place in our rankings. Details.
Approvals by fiscal year
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K13%
- $50K - $150K24%
- $150K - $350K22%
- $350K - $1M28%
- $1M - $2M11%
- Over $2M3%
Franchise brands in Pet and Pet Supplies Retailers
| Franchise brand | Loans | Approved | Share |
|---|---|---|---|
| Pet Supplies Plus | 79 | $73.5M | |
| Woof Gang Bakery and Grooming | 23 | $5.3M | |
| Petland | 19 | $24.5M | |
| Wild Birds Unlimited | 17 | $5.8M | |
| Earthwise Pet | 15 | $8.2M | |
| Pet Evolution | 10 | $6.7M | |
| Pet Wants | 6 | $1.2M | |
| Nature's Pet Market | 5 | $306K | |
| Scenthound | 2 | $1.3M | |
| Three Dog Bakery | 1 | $350K |
Brands with the most SBA loans recorded under this NAICS code, among brands with at least 10 loans in the file.
Nearby
Other retail industries
Common questions
- How much do SBA lenders typically lend to a pet and pet supplies retailers business?
- The median SBA approval in NAICS 459910 is $248,800, with the middle 80% of loans between $35,000 and $1,200,300. Across all industries the median is $180,000.
- Which lenders are most active in pet and pet supplies retailers?
- By dollars approved: The Huntington National Bank, First Internet Bank of Indiana, Bank of America, BayFirst National Bank, United Community Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
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