How much do SBA lenders typically lend to a art dealers business?

The median SBA approval in NAICS 459920 is $150,000, with the middle 80% of loans between $25,000 and $1,291,000. Across all industries the median is $180,000.

Which lenders are most active in art dealers?

By dollars approved: BMO Bank, Harvest Small Business Finance, LLC, Bokf, Mortgage Capital Development Corporation, JPMorgan Chase Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

NAICS 459920 · Retail

SBA loans for art dealers

153 SBA loans worth $62.9M have been approved in this industry since FY2010 - the #596 most-financed NAICS code in the country.

Median loan

$150,000

-17% vs all industries

Typical range

$25K-$1.3M

Middle 80%

Median rate

10.75%

7(a) initial note rate

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
BMO Bank	2	$4.6M
Harvest Small Business Finance, LLC	2	$4.2M
Bokf	2	$4.0M
Mortgage Capital Development Corporation	2	$3.9M
JPMorgan Chase Bank	9	$3.7M
Florida Business Development Corporation	1	$3.6M
First Internet Bank of Indiana	2	$2.6M
U.S. Bank	8	$2.6M
Mountain West Small Business Finance	1	$2.1M
Zions Bank, A Division of	3	$1.9M

Geography

Where these loans were made

State	Loans	Share
California	34
New York	21
Florida	12
Oregon	10
Texas	10
Illinois	6
Michigan	6
North Carolina	5

Approvals by fiscal year

’21

’22

’23

’24

’25

’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
25%
$50K - $150K
24%
$150K - $350K
23%
$350K - $1M
16%
$1M - $2M
7%
Over $2M
6%

Nearby

Other retail industries

See the sector

All Other Miscellaneous Store Retailers4,300 · $107,450 Sporting Goods Stores3,679 · $121,000 Gasoline Stations with Convenience Stores2,813 · $1,292,200 Electronic Shopping and Mail-Order Houses2,417 · $100,000 Clothing and Clothing Accessories Retailers2,378 · $135,000 Other Direct Selling Establishments2,300 · $150,000 Electronic Shopping2,110 · $50,000 All Other Miscellaneous Retailers1,536 · $150,000

Common questions

How much do SBA lenders typically lend to a art dealers business?: The median SBA approval in NAICS 459920 is $150,000, with the middle 80% of loans between $25,000 and $1,291,000. Across all industries the median is $180,000.
Which lenders are most active in art dealers?: By dollars approved: BMO Bank, Harvest Small Business Finance, LLC, Bokf, Mortgage Capital Development Corporation, JPMorgan Chase Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

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