How much do SBA lenders typically lend to a art dealers business?

The median SBA approval in NAICS 459920 is $150,000, with the middle 80% of loans between $25,000 and $1,291,000. Across all industries the median is $180,000.

Which lenders are most active in art dealers?

By dollars approved: BMO Bank, Harvest Small Business Finance, LLC, Bokf, Mortgage Capital Development Corporation, JPMorgan Chase Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

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NAICS 459920 · Retail

SBA loans for art dealers

153 SBA loans worth $62.9M have been approved in this industry since FY2010 - the #596 most-financed NAICS code in the country.

Median loan

$150,000

-17% vs all industries

Typical range

$25K-$1.3M

Middle 80%

Median rate

10.75%

7(a) initial note rate

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
BMO Bank	2	$4.6M
Harvest Small Business Finance, LLC	2	$4.2M
Bokf	2	$4.0M
Mortgage Capital Development Corporation	2	$3.9M
JPMorgan Chase Bank	9	$3.7M
Florida Business Development Corporation	1	$3.6M
First Internet Bank of Indiana	2	$2.6M
U.S. Bank	8	$2.6M
Mountain West Small Business Finance	1	$2.1M
Zions Bank, A Division of	3	$1.9M

Geography

Where these loans were made

State	Loans	Share
California	34
New York	21
Florida	12
Oregon	10
Texas	10
Illinois	6
Michigan	6
North Carolina	5

An SBA 7(a) lender for loans this size

71% of the SBA loans approved in art dealers since FY2010 were under $350,000. SmartBiz makes SBA 7(a) loans up to $500,000. It is shown here as a separate, labelled option, outside the data rankings on this page. You apply on their site - we do not take applications and never see your information.

Check options with SmartBiz

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Approvals by fiscal year

’21

’22

’23

’24

’25

’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
25%
$50K - $150K
24%
$150K - $350K
23%
$350K - $1M
16%
$1M - $2M
7%
Over $2M
6%

Franchise brands in Art Dealers

Franchise brand	Loans	Approved	Share
Hawaii Fluid Art	2	$181K
Painting With A Twist	1	$73K

Brands with the most SBA loans recorded under this NAICS code, among brands with at least 10 loans in the file.

Nearby

Other retail industries

See the sector

All Other Miscellaneous Store Retailers4,300 · $107,450 Sporting Goods Stores3,679 · $121,000 Gasoline Stations with Convenience Stores2,813 · $1,292,200 Electronic Shopping and Mail-Order Houses2,417 · $100,000 Clothing and Clothing Accessories Retailers2,378 · $135,000 Other Direct Selling Establishments2,300 · $150,000 Electronic Shopping2,110 · $50,000 All Other Miscellaneous Retailers1,536 · $150,000

Common questions

How much do SBA lenders typically lend to a art dealers business?: The median SBA approval in NAICS 459920 is $150,000, with the middle 80% of loans between $25,000 and $1,291,000. Across all industries the median is $180,000.
Which lenders are most active in art dealers?: By dollars approved: BMO Bank, Harvest Small Business Finance, LLC, Bokf, Mortgage Capital Development Corporation, JPMorgan Chase Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

We are a publisher, not a lender or broker. We never take applications and are never paid by borrowers. Read the full disclosures.