NAICS 487210 · Transportation
SBA loans for scenic and sightseeing transportation, water
414 SBA loans worth $120.8M have been approved in this industry since FY2010 - the #368 most-financed NAICS code in the country.
Median loan
$136,650
-24% vs all industries
Typical range
$25K-$645K
Middle 80%
Median rate
7.50%
7(a) initial note rate
Median term
10 yr
Charge-off rate
3.0%
vs 7.6% all industries
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| FDIC - Community Bank & Trust-West Georgia | 1 | $5.0M | |
| Valley National Bank | 2 | $4.9M | |
| Harborstone CU | 2 | $4.4M | |
| KeyBank | 12 | $3.9M | |
| The Huntington National Bank | 17 | $3.8M | |
| Newtek Bank | 11 | $3.6M | |
| First Internet Bank of Indiana | 3 | $3.5M | |
| Mortgage Capital Development Corporation | 1 | $3.2M | |
| Alaska Growth Capital BIDCO, Inc. | 4 | $3.1M | |
| Live Oak Banking Company | 3 | $3.0M |
Geography
Where these loans were made
| State | Loans | Share |
|---|---|---|
| Florida | 89 | |
| California | 46 | |
| Alaska | 29 | |
| Hawaii | 27 | |
| New York | 26 | |
| Massachusetts | 21 | |
| New Jersey | 17 | |
| Washington | 15 |
Approvals by fiscal year
’10
’11
’12
’13
’14
’15
’16
’17
’18
’19
’20
’21
’22
’23
’24
’25
’26
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K24%
- $50K - $150K27%
- $150K - $350K25%
- $350K - $1M18%
- $1M - $2M4%
- Over $2M2%
Nearby
Other transportation industries
General Freight Trucking, Long-Distance, Truckload16,409 · $53,000General Freight Trucking, Local13,654 · $50,900Specialized Freight (except Used Goods) Trucking, Local3,193 · $65,000Freight Transportation Arrangement2,161 · $150,000Motor Vehicle Towing2,100 · $130,000Specialized Freight (except Used Goods) Trucking, Long-Distance1,604 · $55,750Used Household and Office Goods Moving1,498 · $150,000Limousine Service1,190 · $50,000
Common questions
- How much do SBA lenders typically lend to a scenic and sightseeing transportation, water business?
- The median SBA approval in NAICS 487210 is $136,650, with the middle 80% of loans between $25,000 and $645,000. Across all industries the median is $180,000.
- Which lenders are most active in scenic and sightseeing transportation, water?
- By dollars approved: FDIC - Community Bank & Trust-West Georgia, Valley National Bank, Harborstone CU, KeyBank, The Huntington National Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
- Is scenic and sightseeing transportation, water considered a risky industry by SBA lenders?
- Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 3.0% were charged off, versus 7.6% across all SBA lending. That is below average, which generally makes lenders more comfortable with the sector.
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