NAICS 511210 · Information
SBA loans for software publishers
791 SBA loans worth $288.4M have been approved in this industry since FY2010 - the #239 most-financed NAICS code in the country.
Median loan
$100,000
-44% vs all industries
Typical range
$10K-$967K
Middle 80%
Median rate
7.00%
7(a) initial note rate
Median term
7 yr
Charge-off rate
6.4%
vs 7.6% all industries
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| JPMorgan Chase Bank | 58 | $17.4M | |
| Wells Fargo Bank | 154 | $13.9M | |
| KeyBank | 13 | $10.3M | |
| Pinnacle Bank | 5 | $8.5M | |
| BayFirst National Bank | 32 | $8.1M | |
| Community Banks of Colorado, A Division of NBH Bank | 3 | $7.9M | |
| Live Oak Banking Company | 4 | $7.5M | |
| Citizens Bank | 8 | $5.7M | |
| The Huntington National Bank | 28 | $5.2M | |
| Mortgage Capital Development Corporation | 3 | $5.2M |
Geography
Where these loans were made
| State | Loans | Share |
|---|---|---|
| California | 128 | |
| Texas | 83 | |
| Florida | 49 | |
| New York | 44 | |
| Colorado | 36 | |
| Massachusetts | 34 | |
| Minnesota | 32 | |
| Ohio | 29 |
Approvals by fiscal year
’10
’11
’12
’13
’14
’15
’16
’17
’18
’19
’20
’21
’22
’23
’24
’25
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K33%
- $50K - $150K21%
- $150K - $350K20%
- $350K - $1M15%
- $1M - $2M5%
- Over $2M5%
Nearby
Other information industries
Motion Picture and Video Production1,972 · $85,000Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services1,626 · $157,250All Other Telecommunications552 · $181,000All Other Information Services418 · $139,200Motion Picture Theaters381 · $487,900Internet Publishing and Broadcasting and Web Search Portals371 · $63,200Sound Recording Studios352 · $125,000Periodical Publishers334 · $127,250
Common questions
- How much do SBA lenders typically lend to a software publishers business?
- The median SBA approval in NAICS 511210 is $100,000, with the middle 80% of loans between $10,000 and $967,300. Across all industries the median is $180,000.
- Which lenders are most active in software publishers?
- By dollars approved: JPMorgan Chase Bank, Wells Fargo Bank, KeyBank, Pinnacle Bank, BayFirst National Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
- Is software publishers considered a risky industry by SBA lenders?
- Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 6.4% were charged off, versus 7.6% across all SBA lending. That is close to average.
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