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NAICS 512230 · Information
SBA loans for music publishers
57 SBA loans worth $14.4M have been approved in this industry since FY2010 - the #823 most-financed NAICS code in the country.
Median loan
$50,000
-72% vs all industries
Typical range
$10K-$507K
Middle 80%
Median rate
9.16%
7(a) initial note rate
Median term
10 yr
Charge-off rate
-
Cohort too small
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Harvest Small Business Finance, LLC | 1 | $2.6M | |
| Peoples Bank | 1 | $2.1M | |
| Live Oak Banking Company | 1 | $1.3M | |
| CSRA Local Development Corporation | 1 | $1.1M | |
| Empire State Certified Development Corporation | 1 | $1.0M | |
| CDC Small Business Finance Corp. | 1 | $943K | |
| Readycap Lending, LLC | 4 | $684K | |
| California Statewide Certified Development Corporation | 2 | $657K | |
| Alerus Financial | 1 | $500K | |
| Granite State Economic Development Corporation | 1 | $474K |
Geography
Where these loans were made
| State | Loans | Share |
|---|---|---|
| California | 15 | |
| New York | 7 | |
| Tennessee | 5 | |
| Texas | 5 | |
| Wisconsin | 3 | |
| Pennsylvania | 3 | |
| Massachusetts | 2 | |
| Georgia | 2 |
An SBA 7(a) lender for loans this size
82% of the SBA loans approved in music publishers since FY2010 were under $350,000. SmartBiz makes SBA 7(a) loans up to $500,000. It is shown here as a separate, labelled option, outside the data rankings on this page. You apply on their site - we do not take applications and never see your information.
Check options with SmartBizWe may be paid if you apply through this link. It does not change what we publish, and no lender can buy a place in our rankings. Details.
Approvals by fiscal year
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K44%
- $50K - $150K25%
- $150K - $350K14%
- $350K - $1M9%
- $1M - $2M5%
- Over $2M4%
Nearby
Other information industries
Common questions
- How much do SBA lenders typically lend to a music publishers business?
- The median SBA approval in NAICS 512230 is $50,000, with the middle 80% of loans between $10,000 and $507,000. Across all industries the median is $180,000.
- Which lenders are most active in music publishers?
- By dollars approved: Harvest Small Business Finance, LLC, Peoples Bank, Live Oak Banking Company, CSRA Local Development Corporation, Empire State Certified Development Corporation. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
We are a publisher, not a lender or broker. We never take applications and are never paid by borrowers. Read the full disclosures.