NAICS 512230 · Information
SBA loans for music publishers
57 SBA loans worth $14.4M have been approved in this industry since FY2010 - the #823 most-financed NAICS code in the country.
Median loan
$50,000
-72% vs all industries
Typical range
$10K-$507K
Middle 80%
Median rate
9.16%
7(a) initial note rate
Median term
10 yr
Charge-off rate
-
Cohort too small
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Harvest Small Business Finance, LLC | 1 | $2.6M | |
| Peoples Bank | 1 | $2.1M | |
| Live Oak Banking Company | 1 | $1.3M | |
| CSRA Local Development Corporation | 1 | $1.1M | |
| Empire State Certified Development Corporation | 1 | $1.0M | |
| CDC Small Business Finance Corp. | 1 | $943K | |
| Readycap Lending, LLC | 4 | $684K | |
| California Statewide Certified Development Corporation | 2 | $657K | |
| Alerus Financial | 1 | $500K | |
| Granite State Economic Development Corporation | 1 | $474K |
Geography
Where these loans were made
| State | Loans | Share |
|---|---|---|
| California | 15 | |
| New York | 7 | |
| Tennessee | 5 | |
| Texas | 5 | |
| Wisconsin | 3 | |
| Pennsylvania | 3 | |
| Massachusetts | 2 | |
| Georgia | 2 |
Approvals by fiscal year
’10
’11
’12
’13
’14
’17
’18
’19
’20
’21
’22
’23
’24
’25
’26
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K44%
- $50K - $150K25%
- $150K - $350K14%
- $350K - $1M9%
- $1M - $2M5%
- Over $2M4%
Nearby
Other information industries
Motion Picture and Video Production1,972 · $85,000Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services1,626 · $157,250Software Publishers791 · $100,000All Other Telecommunications552 · $181,000All Other Information Services418 · $139,200Motion Picture Theaters381 · $487,900Internet Publishing and Broadcasting and Web Search Portals371 · $63,200Sound Recording Studios352 · $125,000
Common questions
- How much do SBA lenders typically lend to a music publishers business?
- The median SBA approval in NAICS 512230 is $50,000, with the middle 80% of loans between $10,000 and $507,000. Across all industries the median is $180,000.
- Which lenders are most active in music publishers?
- By dollars approved: Harvest Small Business Finance, LLC, Peoples Bank, Live Oak Banking Company, CSRA Local Development Corporation, Empire State Certified Development Corporation. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
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